SCHD vs XTSLA
Schwab US Dividend Equity ETF vs BlackRock Cash Funds
Which is better, SCHD or XTSLA?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | XTSLA |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.09% |
| AUM | $112.1B | - |
| Dividend Yield | 3.00% | 1.80% |
| Holdings | 103 | 1 |
| Fund Family | Charles Schwab Asset Management | BlackRock, Inc. (US) |
| Category | Equity | Money Market |
| Style | Large Cap Value | - |
| Inception | Oct 20, 2011 | Feb 4, 2009 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
The two price series end 12 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. SCHD has data through Sep 16, 2026 and XTSLA through Sep 4, 2026.
Fees and Cost Over Time
SCHD charges 0.06% per year while XTSLA charges 0.09%. On a $10,000 position that is $6 vs $9 annually, a gap of $3 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 1.80% for XTSLA.
You are not choosing between two funds in isolation.
Whichever of SCHD and XTSLA you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or XTSLA?
SCHD has an expense ratio of 0.06% while XTSLA charges 0.09%. SCHD is the cheaper option, by $3 a year on a $10,000 investment.
Which pays a higher dividend, SCHD or XTSLA?
SCHD yields 3.00% while XTSLA yields 1.80%, so SCHD currently pays the higher dividend yield.
Is XTSLA better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.