SCHD vs XTSLA
Schwab US Dividend Equity ETF vs BlackRock Cash Funds
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | XTSLA | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.09% | |
| AUM | $103.7B | - | |
| Dividend Yield | 3.31% | 1.19% | |
| Holdings | 104 | 1 | |
| YTD Return | +24.26% | +0.00% | |
| 1Y Return | +31.38% | - | |
| 3Y Return (annualized) | +15.08% | - | |
| 5Y Return (annualized) | +9.72% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | 0.0% | |
| Fund Family | Charles Schwab Asset Management | BlackRock, Inc. (US) | |
| Category | Equity | Money Market | |
| Inception | Oct 20, 2011 | Feb 4, 2009 |
SCHD vs XTSLA Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and BlackRock Cash Funds (XTSLA) is a ETF from BlackRock, Inc. (US). Year to date, SCHD is up 24.26% versus a gain of 0.00% for XTSLA.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and 0.0% for XTSLA. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while XTSLA charges 0.09%. On a $10,000 position that is $6 vs $9 annually, a gap of $3 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 1.19% for XTSLA.
Frequently Asked Questions
Which is cheaper, SCHD or XTSLA?
SCHD has an expense ratio of 0.06% while XTSLA charges 0.09%. SCHD is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which pays a higher dividend, SCHD or XTSLA?
SCHD yields 3.31% while XTSLA yields 1.19%, so SCHD currently pays the higher dividend yield.
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