VTI vs XTSLA
Vanguard Morningstar Total Stock Market ETF vs BlackRock Cash Funds
Which is better, VTI or XTSLA?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XTSLA |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.09% |
| AUM | $666.9B | - |
| Dividend Yield | 1.03% | 1.80% |
| Holdings | 3,543 | 1 |
| Fund Family | Vanguard (US) | BlackRock, Inc. (US) |
| Category | Equity | Money Market |
| Style | Large Cap Blend | - |
| Inception | May 24, 2001 | Feb 4, 2009 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
The two price series end 12 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. VTI has data through Sep 16, 2026 and XTSLA through Sep 4, 2026.
Fees and Cost Over Time
VTI charges 0.03% per year while XTSLA charges 0.09%. On a $10,000 position that is $3 vs $9 annually, a gap of $6 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 1.80% for XTSLA.
You are not choosing between two funds in isolation.
Whichever of VTI and XTSLA you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XTSLA?
VTI has an expense ratio of 0.03% while XTSLA charges 0.09%. VTI is the cheaper option, by $6 a year on a $10,000 investment.
Which pays a higher dividend, VTI or XTSLA?
VTI yields 1.03% while XTSLA yields 1.80%, so XTSLA currently pays the higher dividend yield.
Is XTSLA better than VTI?
VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.