SCHD vs YALL
Schwab US Dividend Equity ETF vs Truth Social God Bless America ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | YALL | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.65% | |
| AUM | $108.7B | $91M | |
| Dividend Yield | 3.13% | 0.51% | |
| Holdings | 104 | 42 | |
| YTD Return | +26.54% | +2.34% | |
| 1Y Return | +30.90% | +1.97% | |
| 3Y Return (annualized) | +16.29% | +19.33% | |
| 5Y Return (annualized) | +9.65% | - | |
| Volatility (annualized) | 13.6% | 16.0% | |
| Max Drawdown | -33.4% | -19.7% | |
| Fund Family | Charles Schwab Asset Management | Truth Social Funds | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Oct 10, 2022 |
SCHD vs YALL Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Truth Social God Bless America ETF (YALL) is a ETF from Truth Social Funds. Over the past year SCHD returned +30.90% while YALL returned +1.97%. Year to date, SCHD is up 26.54% versus a gain of 2.34% for YALL.
Over three years, SCHD compounded at +16.29% per year against +19.33% for YALL. Across the full 4-year window we track, YALL has the edge at +24.70% annualized vs +11.51%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
YALL has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -19.7% for YALL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while YALL charges 0.65%. On a $10,000 position that is $6 vs $65 annually, a gap of $59 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.51% for YALL.
Holdings Overlap
SCHD and YALL share 6 holdings out of 135 unique holdings combined, representing a 8.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or YALL?
SCHD has an expense ratio of 0.06% while YALL charges 0.65%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
Which performed better, SCHD or YALL?
Over the past year SCHD returned +30.90% vs +1.97% for YALL, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.51% vs +24.70% for YALL. Past performance does not guarantee future results.
Which is riskier, SCHD or YALL?
YALL has been the more volatile fund at 16.0% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs YALL -19.7%.
Should I hold both SCHD and YALL?
SCHD and YALL have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and YALL?
SCHD and YALL share 6 common holdings with a 8.8% weight overlap. Combined, they hold 135 unique securities.
Which pays a higher dividend, SCHD or YALL?
SCHD yields 3.13% while YALL yields 0.51%, so SCHD currently pays the higher dividend yield.
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