SCHD vs YCS
Schwab US Dividend Equity ETF vs ProShares UltraShort Yen ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | YCS | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.95% | |
| AUM | $108.7B | $30M | |
| Dividend Yield | 3.13% | 0.00% | |
| Holdings | 104 | 4 | |
| YTD Return | +27.93% | +8.53% | |
| 1Y Return | +30.06% | +27.14% | |
| 3Y Return (annualized) | +16.25% | +16.21% | |
| 5Y Return (annualized) | +10.03% | +23.89% | |
| Volatility (annualized) | 13.6% | 19.4% | |
| Max Drawdown | -33.4% | -49.6% | |
| Fund Family | Charles Schwab Asset Management | ProShares | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Nov 24, 2008 |
SCHD vs YCS Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and ProShares UltraShort Yen ETF (YCS) is a ETF from ProShares. Over the past year SCHD returned +30.06% while YCS returned +27.14%. Year to date, SCHD is up 27.93% versus a gain of 8.53% for YCS.
Over three years, SCHD compounded at +16.25% per year against +16.21% for YCS; over five years the annualized figures are +10.03% and +23.89% respectively. Across the full 15-year window we track, SCHD has the edge at +11.56% annualized vs +6.50%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
YCS has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -49.6% for YCS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.04. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while YCS charges 0.95%. On a $10,000 position that is $6 vs $95 annually, a gap of $89 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.00% for YCS.
Holdings Overlap
SCHD and YCS share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or YCS?
SCHD has an expense ratio of 0.06% while YCS charges 0.95%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.
Which performed better, SCHD or YCS?
Over the past year SCHD returned +30.06% vs +27.14% for YCS, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.56% vs +6.50% for YCS. Past performance does not guarantee future results.
Which is riskier, SCHD or YCS?
YCS has been the more volatile fund at 19.4% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs YCS -49.6%.
Should I hold both SCHD and YCS?
SCHD and YCS have a monthly-return correlation of -0.04, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and YCS?
SCHD and YCS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, SCHD or YCS?
SCHD yields 3.13% while YCS yields 0.00%, so SCHD currently pays the higher dividend yield.
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