VTI vs YCS

Quick Verdict

VTI has a lower expense ratio. YCS delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: YCSMore Diversified: VTI

Side-by-Side Comparison

MetricVTIYCSWinner
Expense Ratio0.03%0.95%
AUM$663.5B$32M
Dividend Yield1.07%0.00%
Holdings3,5434
YTD Return+14.96%+7.39%
1Y Return+22.39%+25.23%
3Y Return (annualized)+21.51%+16.20%
5Y Return (annualized)+12.36%+23.74%
Volatility (annualized)15.4%19.4%
Max Drawdown-56.6%-49.6%
Fund FamilyVanguard (US)ProShares
CategoryEquityAlternative
InceptionMay 24, 2001Nov 24, 2008

VTI vs YCS Performance

Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and ProShares UltraShort Yen ETF (YCS) is a ETF from ProShares. Over the past year VTI returned +22.39% while YCS returned +25.23%. Year to date, VTI is up 14.96% versus a gain of 7.39% for YCS.

Over three years, VTI compounded at +21.51% per year against +16.20% for YCS; over five years the annualized figures are +12.36% and +23.74% respectively. Across the full 18-year window we track, VTI has the edge at +8.16% annualized vs +6.45%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

YCS has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.6% for VTI and -49.6% for YCS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.03. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VTI charges 0.03% per year while YCS charges 0.95%. On a $10,000 position that is $3 vs $95 annually, a gap of $92 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.00% for YCS.

Holdings Overlap

0.0%overlap

VTI and YCS share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VTI or YCS?

VTI has an expense ratio of 0.03% while YCS charges 0.95%. VTI is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, VTI or YCS?

Over the past year VTI returned +22.39% vs +25.23% for YCS, so YCS leads on 1-year performance. Over the longest common window we track (18 years), VTI annualized +8.16% vs +6.45% for YCS. Past performance does not guarantee future results.

Which is riskier, VTI or YCS?

YCS has been the more volatile fund at 19.4% annualized versus 15.4% for VTI. Worst drawdown: VTI -56.6% vs YCS -49.6%.

Should I hold both VTI and YCS?

VTI and YCS have a monthly-return correlation of -0.03, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VTI and YCS?

VTI and YCS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.

Which pays a higher dividend, VTI or YCS?

VTI yields 1.07% while YCS yields 0.00%, so VTI currently pays the higher dividend yield.

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