SCHD vs YETH

SCHD vs YETH
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDYETHWinner
Expense Ratio0.06%0.96%
AUM$108.7B$59M
Dividend Yield3.13%122.88%
Holdings1046
YTD Return+27.93%-39.55%
1Y Return+30.06%-52.46%
3Y Return (annualized)+16.25%-
5Y Return (annualized)+10.03%-
Volatility (annualized)13.6%50.5%
Max Drawdown-33.4%-65.1%
Fund FamilyCharles Schwab Asset ManagementRoundhill Investments
CategoryEquityAlternative
InceptionOct 20, 2011Sep 4, 2024

SCHD vs YETH Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Roundhill Ether Covered Call Strategy ETF (YETH) is a ETF from Roundhill Investments. Over the past year SCHD returned +30.06% while YETH returned -52.46%. Year to date, SCHD is up 27.93% versus a loss of 39.55% for YETH.

Risk: Volatility and Drawdowns

YETH has been the more volatile fund, with annualized monthly volatility of 50.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -65.1% for YETH. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.01. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while YETH charges 0.96%. On a $10,000 position that is $6 vs $96 annually, a gap of $90 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 122.88% for YETH.

Frequently Asked Questions

Which is cheaper, SCHD or YETH?

SCHD has an expense ratio of 0.06% while YETH charges 0.96%. SCHD is the cheaper option. On a $10,000 investment, that is $90 per year of difference.

Which performed better, SCHD or YETH?

Over the past year SCHD returned +30.06% vs -52.46% for YETH, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.56% vs -24.84% for YETH. Past performance does not guarantee future results.

Which is riskier, SCHD or YETH?

YETH has been the more volatile fund at 50.5% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs YETH -65.1%.

Should I hold both SCHD and YETH?

SCHD and YETH have a monthly-return correlation of -0.01, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, SCHD or YETH?

SCHD yields 3.13% while YETH yields 122.88%, so YETH currently pays the higher dividend yield.

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