SCHD vs YMAR
Schwab US Dividend Equity ETF vs FT Vest International Equity Moderate Buffer ETF - March
Which is better, SCHD or YMAR?
Large Cap Value against Option Writing.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | YMAR |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.90% |
| AUM | $112.1B | $162M |
| Dividend Yield | 3.00% | 0.00% |
| Holdings | 103 | 10 |
| YTD Return | +24.23%Best | +7.73% |
| 1Y Return | +27.90%Best | +11.58% |
| 3Y Return (annualized) | +15.55%Best | +11.88% |
| 5Y Return (annualized) | +9.97%Best | +6.81% |
| Volatility (annualized) | 14.4% | 10.0%Best |
| Max Drawdown | -16.9%Best | -22.6% |
| $10,000 over 5 years | $16,083Best | $13,901 |
| Fund Family | Charles Schwab Asset Management | First Trust Portfolios (US) |
| Category | Equity | Alternative |
| Style | Large Cap Value | Option Writing |
| Inception | Oct 20, 2011 | Mar 19, 2021 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Mar 22, 2021 to Sep 17, 2026 (5.5 years).
SCHD vs YMAR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.5 years both funds cover.
SCHD vs YMAR Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and FT Vest International Equity Moderate Buffer ETF - March (YMAR) is an ETF from First Trust Portfolios (US). Over the past year SCHD returned +27.90% while YMAR returned +11.58%. Year to date, SCHD is up 24.23% versus a gain of 7.73% for YMAR.
Over three years, SCHD compounded at +15.55% per year against +11.88% for YMAR; over five years the annualized figures are +9.97% and +6.81% respectively. Across the full 6-year window we track, SCHD has the edge at +10.23% annualized vs +7.03%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.4% compared with 10.0% for YMAR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.9% for SCHD and -22.6% for YMAR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while YMAR charges 0.90%. On a $10,000 position that is $6 vs $90 annually, a gap of $84 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.00% for YMAR.
You are not choosing between two funds in isolation.
Whichever of SCHD and YMAR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or YMAR?
SCHD has an expense ratio of 0.06% while YMAR charges 0.90%. SCHD is the cheaper option, by $84 a year on a $10,000 investment.
Which performed better, SCHD or YMAR?
Over the past year SCHD returned +27.90% vs +11.58% for YMAR, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), SCHD annualized +10.23% vs +7.03% for YMAR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or YMAR?
SCHD has been the more volatile fund at 14.4% annualized versus 10.0% for YMAR. Worst drawdown: SCHD -16.9% vs YMAR -22.6%.
Should I hold both SCHD and YMAR?
SCHD and YMAR have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or YMAR?
SCHD yields 3.00% while YMAR yields 0.00%, so SCHD currently pays the higher dividend yield.
Is YMAR better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.