VTI vs YMAR

VTI vs YMAR
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricVTIYMARWinner
Expense Ratio0.03%0.90%
AUM$666.9B$164M
Dividend Yield1.07%0.00%
Holdings3,5435
YTD Return+13.14%+8.27%
1Y Return+22.35%+12.76%
3Y Return (annualized)+21.83%+12.54%
5Y Return (annualized)+12.01%+6.94%
Volatility (annualized)15.3%10.1%
Max Drawdown-56.6%-22.6%
Fund FamilyVanguard (US)First Trust Portfolios (US)
CategoryEquityAlternative
InceptionMay 24, 2001Mar 19, 2021

VTI vs YMAR Performance

Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and FT Vest International Equity Moderate Buffer ETF - March (YMAR) is a ETF from First Trust Portfolios (US). Over the past year VTI returned +22.35% while YMAR returned +12.76%. Year to date, VTI is up 13.14% versus a gain of 8.27% for YMAR.

Over three years, VTI compounded at +21.83% per year against +12.54% for YMAR; over five years the annualized figures are +12.01% and +6.94% respectively. Across the full 5-year window we track, VTI has the edge at +8.09% annualized vs +7.23%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 10.1% for YMAR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.6% for VTI and -22.6% for YMAR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VTI charges 0.03% per year while YMAR charges 0.90%. On a $10,000 position that is $3 vs $90 annually, a gap of $87 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.00% for YMAR.

Holdings Overlap

0.0%overlap

VTI and YMAR share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VTI or YMAR?

VTI has an expense ratio of 0.03% while YMAR charges 0.90%. VTI is the cheaper option. On a $10,000 investment, that is $87 per year of difference.

Which performed better, VTI or YMAR?

Over the past year VTI returned +22.35% vs +12.76% for YMAR, so VTI leads on 1-year performance. Over the longest common window we track (5 years), VTI annualized +8.09% vs +7.23% for YMAR. Past performance does not guarantee future results.

Which is riskier, VTI or YMAR?

VTI has been the more volatile fund at 15.3% annualized versus 10.1% for YMAR. Worst drawdown: VTI -56.6% vs YMAR -22.6%.

Should I hold both VTI and YMAR?

VTI and YMAR have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VTI and YMAR?

VTI and YMAR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.

Which pays a higher dividend, VTI or YMAR?

VTI yields 1.07% while YMAR yields 0.00%, so VTI currently pays the higher dividend yield.

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