SCHD vs YSPY
Schwab US Dividend Equity ETF vs GraniteShares YieldBOOST SPY ETF
Which is better, SCHD or YSPY?
Large Cap Value against Multi Alternative.
SCHD has a lower expense ratio. SCHD led over 1Y, YSPY over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | YSPY |
|---|---|---|
| Expense Ratio | 0.06%Best | 1.15% |
| AUM | $112.1B | $9M |
| Dividend Yield | 3.00% | 46.30% |
| Holdings | 103 | 5 |
| YTD Return | +23.46%Best | +6.95% |
| 1Y Return | +27.20%Best | +10.00% |
| 3Y Return (annualized) | +15.41% | - |
| 5Y Return (annualized) | +10.16% | - |
| Volatility (annualized) | 14.0%Best | 17.9% |
| Max Drawdown | -14.0%Best | -15.1% |
| $10,000 over 1.6 years | $12,719 | $13,380Best |
| Fund Family | Charles Schwab Asset Management | GraniteShares |
| Category | Equity | Alternative |
| Style | Large Cap Value | Multi Alternative |
| Inception | Oct 20, 2011 | Feb 26, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 26, 2025 to Sep 18, 2026 (1.6 years).
SCHD vs YSPY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
SCHD vs YSPY Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and GraniteShares YieldBOOST SPY ETF (YSPY) is an ETF from GraniteShares. Over the past year SCHD returned +27.20% while YSPY returned +10.00%. Year to date, SCHD is up 23.46% versus a gain of 6.95% for YSPY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
YSPY has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 14.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.0% for SCHD and -15.1% for YSPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.30. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while YSPY charges 1.15%. On a $10,000 position that is $6 vs $115 annually, a gap of $109 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 46.30% for YSPY.
You are not choosing between two funds in isolation.
Whichever of SCHD and YSPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or YSPY?
SCHD has an expense ratio of 0.06% while YSPY charges 1.15%. SCHD is the cheaper option, by $109 a year on a $10,000 investment.
Which performed better, SCHD or YSPY?
Over the past year SCHD returned +27.20% vs +10.00% for YSPY, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +16.22% vs +19.96% for YSPY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or YSPY?
YSPY has been the more volatile fund at 17.9% annualized versus 14.0% for SCHD. Worst drawdown: SCHD -14.0% vs YSPY -15.1%.
Should I hold both SCHD and YSPY?
SCHD and YSPY have a monthly-return correlation of 0.30, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or YSPY?
SCHD yields 3.00% while YSPY yields 46.30%, so YSPY currently pays the higher dividend yield.
Is YSPY better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, YSPY over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.