VTI vs YSPY
Vanguard Total Stock Market ETF vs GraniteShares YieldBOOST SPY ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | VTI | YSPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 1.15% | |
| AUM | $663.5B | $11M | |
| Dividend Yield | 1.07% | 55.95% | |
| Holdings | 3,543 | 5 | |
| YTD Return | +13.87% | +4.18% | |
| 1Y Return | +23.31% | +16.99% | |
| 3Y Return (annualized) | +21.17% | - | |
| 5Y Return (annualized) | +12.23% | - | |
| Volatility (annualized) | 15.3% | 18.5% | |
| Max Drawdown | -56.6% | -15.1% | |
| Fund Family | Vanguard (US) | GraniteShares | |
| Category | Equity | Alternative | |
| Inception | May 24, 2001 | Feb 26, 2025 |
VTI vs YSPY Performance
Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and GraniteShares YieldBOOST SPY ETF (YSPY) is a ETF from GraniteShares. Over the past year VTI returned +23.31% while YSPY returned +16.99%. Year to date, VTI is up 13.87% versus a gain of 4.18% for YSPY.
Risk: Volatility and Drawdowns
YSPY has been the more volatile fund, with annualized monthly volatility of 18.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -15.1% for YSPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while YSPY charges 1.15%. On a $10,000 position that is $3 vs $115 annually, a gap of $112 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 55.95% for YSPY.
Frequently Asked Questions
Which is cheaper, VTI or YSPY?
VTI has an expense ratio of 0.03% while YSPY charges 1.15%. VTI is the cheaper option. On a $10,000 investment, that is $112 per year of difference.
Which performed better, VTI or YSPY?
Over the past year VTI returned +23.31% vs +16.99% for YSPY, so VTI leads on 1-year performance. Over the longest common window we track (2 years), VTI annualized +8.13% vs +19.36% for YSPY. Past performance does not guarantee future results.
Which is riskier, VTI or YSPY?
YSPY has been the more volatile fund at 18.5% annualized versus 15.3% for VTI. Worst drawdown: VTI -56.6% vs YSPY -15.1%.
Should I hold both VTI and YSPY?
VTI and YSPY have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, VTI or YSPY?
VTI yields 1.07% while YSPY yields 55.95%, so YSPY currently pays the higher dividend yield.
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