SCHD vs ZCBA

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDZCBAWinner
Expense Ratio0.06%0.07%
AUM$103.7B$978,093.89
Dividend Yield3.31%1.50%
Holdings1046
YTD Return+26.21%-0.40%
1Y Return+29.99%-
3Y Return (annualized)+15.73%-
5Y Return (annualized)+9.67%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-2.4%
Fund FamilyCharles Schwab Asset ManagementGlobal X by mirae Asset
CategoryEquityFixed Income
InceptionOct 20, 2011Jan 6, 2026

SCHD vs ZCBA Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Global X Zero Coupon Bond 2030 ETF (ZCBA) is a ETF from Global X by mirae Asset. Year to date, SCHD is up 26.21% versus a loss of 0.40% for ZCBA.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -2.4% for ZCBA. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while ZCBA charges 0.07%. On a $10,000 position that is $6 vs $7 annually, a gap of $1 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 1.50% for ZCBA.

Frequently Asked Questions

Which is cheaper, SCHD or ZCBA?

SCHD has an expense ratio of 0.06% while ZCBA charges 0.07%. SCHD is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which pays a higher dividend, SCHD or ZCBA?

SCHD yields 3.31% while ZCBA yields 1.50%, so SCHD currently pays the higher dividend yield.

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