SCHD vs ZCBB

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDZCBBWinner
Expense Ratio0.06%0.07%
AUM$103.7B$976,087.84
Dividend Yield3.31%1.56%
Holdings1046
YTD Return+25.33%-1.13%
1Y Return+32.31%-
3Y Return (annualized)+15.40%-
5Y Return (annualized)+9.70%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-3.0%
Fund FamilyCharles Schwab Asset ManagementGlobal X by mirae Asset
CategoryEquityFixed Income
InceptionOct 20, 2011Jan 6, 2026

SCHD vs ZCBB Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Global X Zero Coupon Bond 2031 ETF (ZCBB) is a ETF from Global X by mirae Asset. Year to date, SCHD is up 25.33% versus a loss of 1.13% for ZCBB.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -3.0% for ZCBB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while ZCBB charges 0.07%. On a $10,000 position that is $6 vs $7 annually, a gap of $1 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 1.56% for ZCBB.

Frequently Asked Questions

Which is cheaper, SCHD or ZCBB?

SCHD has an expense ratio of 0.06% while ZCBB charges 0.07%. SCHD is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which pays a higher dividend, SCHD or ZCBB?

SCHD yields 3.31% while ZCBB yields 1.56%, so SCHD currently pays the higher dividend yield.

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