VTI vs ZCBB

VTI vs ZCBB
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Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricVTIZCBBWinner
Expense Ratio0.03%0.07%
AUM$666.9B$974,468.21
Dividend Yield1.07%1.91%
Holdings3,5436
YTD Return+12.65%-0.55%
1Y Return+21.39%-
3Y Return (annualized)+21.54%-
5Y Return (annualized)+12.11%-
Volatility (annualized)15.3%-
Max Drawdown-56.6%-3.0%
Fund FamilyVanguard (US)Global X by mirae Asset
CategoryEquityFixed Income
InceptionMay 24, 2001Jan 6, 2026

VTI vs ZCBB Performance

Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Global X Zero Coupon Bond 2031 ETF (ZCBB) is a ETF from Global X by mirae Asset. Year to date, VTI is up 12.65% versus a loss of 0.55% for ZCBB.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.6% for VTI and -3.0% for ZCBB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VTI charges 0.03% per year while ZCBB charges 0.07%. On a $10,000 position that is $3 vs $7 annually, a gap of $4 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 1.91% for ZCBB.

Frequently Asked Questions

Which is cheaper, VTI or ZCBB?

VTI has an expense ratio of 0.03% while ZCBB charges 0.07%. VTI is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

Which pays a higher dividend, VTI or ZCBB?

VTI yields 1.07% while ZCBB yields 1.91%, so ZCBB currently pays the higher dividend yield.

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