SCHY vs VXUS
SCHY vs VXUS
Schwab International Dividend Equity ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | SCHY | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.08% | 0.05% | |
| AUM | $2.5B | $156.5B | |
| Dividend Yield | 3.50% | 2.60% | |
| Holdings | 136 | 8,747 | |
| YTD Return | +13.92% | +14.57% | |
| 1Y Return | +26.19% | +27.82% | |
| 3Y Return (annualized) | +17.12% | +19.27% | |
| 5Y Return (annualized) | +9.36% | +9.28% | |
| Volatility (annualized) | 13.8% | 15.1% | |
| Max Drawdown | -24.0% | -39.9% | |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 28, 2021 | Jan 26, 2011 |
SCHY vs VXUS Performance
Schwab International Dividend Equity ETF (SCHY) is a ETF from Charles Schwab Asset Management and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year SCHY returned +26.19% while VXUS returned +27.82%. Year to date, SCHY is up 13.92% versus a gain of 14.57% for VXUS.
Over three years, SCHY compounded at +17.12% per year against +19.27% for VXUS; over five years the annualized figures are +9.36% and +9.28% respectively. Across the full 5-year window we track, SCHY has the edge at +9.67% annualized vs +4.86%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.8% for SCHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.0% for SCHY and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHY charges 0.08% per year while VXUS charges 0.05%. On a $10,000 position that is $8 vs $5 annually, a gap of $3 per year that compounds over a long holding period. On income, SCHY currently yields 3.50% against 2.60% for VXUS.
Holdings Overlap
SCHY and VXUS share 66 holdings out of 7900 unique holdings combined, representing a 3.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SCHY | Weight in VXUS | Difference |
|---|---|---|---|
| TTE:PA | 4.89% | 0.33% | 4.56% |
| ENI:MI | 5.03% | 0.11% | 4.92% |
| GSK:LN | 3.92% | 0.27% | 3.65% |
| BATS:LN | Pro | Pro | Pro |
| WES:AU | Pro | Pro | Pro |
| DPWGN:FF | Pro | Pro | Pro |
| 500209:MB | Pro | Pro | Pro |
| KPN:AS | Pro | Pro | Pro |
| KNEBV:FI | Pro | Pro | Pro |
| 2914:TK | Pro | Pro | Pro |
See all 10 holdings SCHY shares with VXUS Exact weights in each fund and the difference, for every overlapping position. X-ray my whole portfolio$99/yr Pro · 7-day refund | |||
Frequently Asked Questions
Which is cheaper, SCHY or VXUS?
SCHY has an expense ratio of 0.08% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, SCHY or VXUS?
Over the past year SCHY returned +26.19% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (5 years), SCHY annualized +9.67% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, SCHY or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 13.8% for SCHY. Worst drawdown: SCHY -24.0% vs VXUS -39.9%.
Should I hold both SCHY and VXUS?
SCHY and VXUS have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHY and VXUS?
SCHY and VXUS share 66 common holdings with a 3.4% weight overlap. Combined, they hold 7900 unique securities.
Which pays a higher dividend, SCHY or VXUS?
SCHY yields 3.50% while VXUS yields 2.60%, so SCHY currently pays the higher dividend yield.
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