SH vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricSHVTIWinner
Expense Ratio0.89%0.03%
AUM$928M$663.5B
Dividend Yield4.21%1.07%
Holdings163,543
YTD Return-9.53%+14.22%
1Y Return-13.25%+22.19%
3Y Return (annualized)-13.07%+21.27%
5Y Return (annualized)-8.78%+12.23%
Volatility (annualized)14.9%15.3%
Max Drawdown-95.5%-56.6%
Fund FamilyProSharesVanguard (US)
CategoryAlternativeEquity
InceptionJun 19, 2006May 24, 2001

SH vs VTI Performance

ProShares Short S&P500 (SH) is a ETF from ProShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SH returned -13.25% while VTI returned +22.19%. Year to date, SH is down 9.53% versus a gain of 14.22% for VTI.

Over three years, SH compounded at -13.07% per year against +21.27% for VTI; over five years the annualized figures are -8.78% and +12.23% respectively. Across the full 20-year window we track, VTI has the edge at +8.14% annualized vs -12.53%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.9% for SH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -95.5% for SH and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.95. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SH charges 0.89% per year while VTI charges 0.03%. On a $10,000 position that is $89 vs $3 annually, a gap of $86 per year that compounds over a long holding period. On income, SH currently yields 4.21% against 1.07% for VTI.

Frequently Asked Questions

Which is cheaper, SH or VTI?

SH has an expense ratio of 0.89% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $86 per year of difference.

Which performed better, SH or VTI?

Over the past year SH returned -13.25% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (20 years), SH annualized -12.53% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, SH or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 14.9% for SH. Worst drawdown: SH -95.5% vs VTI -56.6%.

Should I hold both SH and VTI?

SH and VTI have a monthly-return correlation of -0.95, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, SH or VTI?

SH yields 4.21% while VTI yields 1.07%, so SH currently pays the higher dividend yield.

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