SMAY vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricSMAYVOOWinner
Expense Ratio0.90%0.03%
AUM$112M$997.4B
Dividend Yield0.00%1.08%
Holdings5509
YTD Return+10.91%+14.27%
1Y Return+17.11%+21.79%
3Y Return (annualized)+11.34%+22.19%
5Y Return (annualized)-+13.28%
Volatility (annualized)9.8%14.2%
Max Drawdown-14.4%-34.3%
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryAlternativeEquity
InceptionMay 19, 2023Sep 7, 2010

SMAY vs VOO Performance

FT Vest US Small Cap Moderate Buffer ETF - May (SMAY) is a ETF from First Trust Portfolios (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year SMAY returned +17.11% while VOO returned +21.79%. Year to date, SMAY is up 10.91% versus a gain of 14.27% for VOO.

Over three years, SMAY compounded at +11.34% per year against +22.19% for VOO. Across the full 3-year window we track, VOO has the edge at +13.59% annualized vs +11.66%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 9.8% for SMAY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.4% for SMAY and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SMAY charges 0.90% per year while VOO charges 0.03%. On a $10,000 position that is $90 vs $3 annually, a gap of $87 per year that compounds over a long holding period. On income, SMAY currently yields 0.00% against 1.08% for VOO.

Holdings Overlap

0.0%overlap

SMAY and VOO share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SMAY or VOO?

SMAY has an expense ratio of 0.90% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $87 per year of difference.

Which performed better, SMAY or VOO?

Over the past year SMAY returned +17.11% vs +21.79% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), SMAY annualized +11.66% vs +13.59% for VOO. Past performance does not guarantee future results.

Which is riskier, SMAY or VOO?

VOO has been the more volatile fund at 14.2% annualized versus 9.8% for SMAY. Worst drawdown: SMAY -14.4% vs VOO -34.3%.

Should I hold both SMAY and VOO?

SMAY and VOO have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SMAY and VOO?

SMAY and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, SMAY or VOO?

SMAY yields 0.00% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.

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