SPBW vs VXUS
SPBW vs VXUS
AllianzIM Buffer20 Allocation ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | SPBW | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.05% | |
| AUM | $83M | $156.5B | |
| Dividend Yield | 0.00% | 2.60% | |
| Holdings | 13 | 8,747 | |
| YTD Return | +6.25% | +14.57% | |
| 1Y Return | +10.94% | +27.82% | |
| 3Y Return (annualized) | - | +19.27% | |
| 5Y Return (annualized) | - | +9.28% | |
| Volatility (annualized) | 4.9% | 15.1% | |
| Max Drawdown | -8.8% | -39.9% | |
| Fund Family | AllianzIM | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jan 7, 2025 | Jan 26, 2011 |
SPBW vs VXUS Performance
AllianzIM Buffer20 Allocation ETF (SPBW) is a ETF from AllianzIM and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year SPBW returned +10.94% while VXUS returned +27.82%. Year to date, SPBW is up 6.25% versus a gain of 14.57% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.9% for SPBW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.8% for SPBW and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SPBW charges 0.79% per year while VXUS charges 0.05%. On a $10,000 position that is $79 vs $5 annually, a gap of $74 per year that compounds over a long holding period. On income, SPBW currently yields 0.00% against 2.60% for VXUS.
Holdings Overlap
SPBW and VXUS share 0 holdings out of 7864 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SPBW or VXUS?
SPBW has an expense ratio of 0.79% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $74 per year of difference.
Which performed better, SPBW or VXUS?
Over the past year SPBW returned +10.94% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), SPBW annualized +10.18% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, SPBW or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 4.9% for SPBW. Worst drawdown: SPBW -8.8% vs VXUS -39.9%.
Should I hold both SPBW and VXUS?
SPBW and VXUS have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SPBW and VXUS?
SPBW and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7864 unique securities.
Which pays a higher dividend, SPBW or VXUS?
SPBW yields 0.00% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.
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