SPBX vs VXUS
SPBX vs VXUS
AllianzIM 6 Month Buffer10 Allocation ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | SPBX | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.05% | |
| AUM | $68M | $156.5B | |
| Dividend Yield | 0.00% | 2.60% | |
| Holdings | 7 | 8,747 | |
| YTD Return | +8.26% | +14.57% | |
| 1Y Return | +13.47% | +27.82% | |
| 3Y Return (annualized) | - | +19.27% | |
| 5Y Return (annualized) | - | +9.28% | |
| Volatility (annualized) | 6.6% | 15.1% | |
| Max Drawdown | -11.1% | -39.9% | |
| Fund Family | AllianzIM | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jan 7, 2025 | Jan 26, 2011 |
SPBX vs VXUS Performance
AllianzIM 6 Month Buffer10 Allocation ETF (SPBX) is a ETF from AllianzIM and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year SPBX returned +13.47% while VXUS returned +27.82%. Year to date, SPBX is up 8.26% versus a gain of 14.57% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 6.6% for SPBX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.1% for SPBX and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SPBX charges 0.79% per year while VXUS charges 0.05%. On a $10,000 position that is $79 vs $5 annually, a gap of $74 per year that compounds over a long holding period. On income, SPBX currently yields 0.00% against 2.60% for VXUS.
Holdings Overlap
SPBX and VXUS share 0 holdings out of 7867 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SPBX or VXUS?
SPBX has an expense ratio of 0.79% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $74 per year of difference.
Which performed better, SPBX or VXUS?
Over the past year SPBX returned +13.47% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), SPBX annualized +11.61% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, SPBX or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 6.6% for SPBX. Worst drawdown: SPBX -11.1% vs VXUS -39.9%.
Should I hold both SPBX and VXUS?
SPBX and VXUS have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SPBX and VXUS?
SPBX and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7867 unique securities.
Which pays a higher dividend, SPBX or VXUS?
SPBX yields 0.00% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.
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