SPTL vs VOO

Quick Verdict

VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.

Lower Fees: TiedHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricSPTLVOOWinner
Expense Ratio0.03%0.03%
AUM$10.9B$997.4B
Dividend Yield4.35%1.08%
Holdings101509
YTD Return-2.48%+14.48%
1Y Return-1.02%+22.02%
3Y Return (annualized)+0.35%+21.80%
5Y Return (annualized)-6.95%+13.36%
Volatility (annualized)12.6%14.2%
Max Drawdown-46.9%-34.3%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionMay 23, 2007Sep 7, 2010

SPTL vs VOO Performance

State Street SPDR Portfolio Long Term Treasury ETF (SPTL) is a ETF from State Street Investment Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year SPTL returned -1.02% while VOO returned +22.02%. Year to date, SPTL is down 2.48% versus a gain of 14.48% for VOO.

Over three years, SPTL compounded at +0.35% per year against +21.80% for VOO; over five years the annualized figures are -6.95% and +13.36% respectively. Across the full 16-year window we track, VOO has the edge at +13.61% annualized vs +0.90%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 12.6% for SPTL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -46.9% for SPTL and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.02. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SPTL charges 0.03% per year while VOO charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, SPTL currently yields 4.35% against 1.08% for VOO.

Holdings Overlap

0.0%overlap

SPTL and VOO share 0 holdings out of 528 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SPTL or VOO?

SPTL has an expense ratio of 0.03% while VOO charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

Which performed better, SPTL or VOO?

Over the past year SPTL returned -1.02% vs +22.02% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), SPTL annualized +0.90% vs +13.61% for VOO. Past performance does not guarantee future results.

Which is riskier, SPTL or VOO?

VOO has been the more volatile fund at 14.2% annualized versus 12.6% for SPTL. Worst drawdown: SPTL -46.9% vs VOO -34.3%.

Should I hold both SPTL and VOO?

SPTL and VOO have a monthly-return correlation of -0.02, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPTL and VOO?

SPTL and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 528 unique securities.

Which pays a higher dividend, SPTL or VOO?

SPTL yields 4.35% while VOO yields 1.08%, so SPTL currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.