SPTU vs VOO
State Street SPDR Portfolio Ultra Short T-Bill ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | SPTU | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.05% | 0.03% | |
| AUM | $14M | $997.4B | |
| Dividend Yield | 2.65% | 1.08% | |
| Holdings | 42 | 509 | |
| YTD Return | +2.22% | +12.25% | |
| 1Y Return | - | +20.92% | |
| 3Y Return (annualized) | - | +21.79% | |
| 5Y Return (annualized) | - | +13.05% | |
| Volatility (annualized) | - | 14.1% | |
| Max Drawdown | -0.0% | -34.3% | |
| Fund Family | State Street Investment Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Oct 7, 2025 | Sep 7, 2010 |
SPTU vs VOO Performance
State Street SPDR Portfolio Ultra Short T-Bill ETF (SPTU) is a ETF from State Street Investment Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Year to date, SPTU is up 2.22% versus a gain of 12.25% for VOO.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -0.0% for SPTU and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SPTU charges 0.05% per year while VOO charges 0.03%. On a $10,000 position that is $5 vs $3 annually, a gap of $2 per year that compounds over a long holding period. On income, SPTU currently yields 2.65% against 1.08% for VOO.
Holdings Overlap
SPTU and VOO share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SPTU or VOO?
SPTU has an expense ratio of 0.05% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
What is the holdings overlap between SPTU and VOO?
SPTU and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, SPTU or VOO?
SPTU yields 2.65% while VOO yields 1.08%, so SPTU currently pays the higher dividend yield.
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