SPY vs SSK

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricSPYSSKWinner
Expense Ratio0.09%1.40%
AUM$789.1B$72M
Dividend Yield1.01%33.89%
Holdings5056
YTD Return+13.68%-49.33%
1Y Return+21.53%-65.33%
3Y Return (annualized)+21.44%-
5Y Return (annualized)+13.18%-
Volatility (annualized)15.3%42.4%
Max Drawdown-56.5%-77.3%
Fund FamilyState Street Investment ManagementREX Shares
CategoryEquityAlternative
InceptionJan 22, 1993Jul 2, 2025

SPY vs SSK Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and REX-Osprey SOL + Staking ETF (SSK) is a ETF from REX Shares. Over the past year SPY returned +21.53% while SSK returned -65.33%. Year to date, SPY is up 13.68% versus a loss of 49.33% for SSK.

Risk: Volatility and Drawdowns

SSK has been the more volatile fund, with annualized monthly volatility of 42.4% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -77.3% for SSK. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.29. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SPY charges 0.09% per year while SSK charges 1.40%. On a $10,000 position that is $9 vs $140 annually, a gap of $131 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 33.89% for SSK.

Holdings Overlap

0.0%overlap

SPY and SSK share 0 holdings out of 504 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SPY or SSK?

SPY has an expense ratio of 0.09% while SSK charges 1.40%. SPY is the cheaper option. On a $10,000 investment, that is $131 per year of difference.

Which performed better, SPY or SSK?

Over the past year SPY returned +21.53% vs -65.33% for SSK, so SPY leads on 1-year performance. Over the longest common window we track (1 years), SPY annualized +8.85% vs -55.87% for SSK. Past performance does not guarantee future results.

Which is riskier, SPY or SSK?

SSK has been the more volatile fund at 42.4% annualized versus 15.3% for SPY. Worst drawdown: SPY -56.5% vs SSK -77.3%.

Should I hold both SPY and SSK?

SPY and SSK have a monthly-return correlation of 0.29, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPY and SSK?

SPY and SSK share 0 common holdings with a 0.0% weight overlap. Combined, they hold 504 unique securities.

Which pays a higher dividend, SPY or SSK?

SPY yields 1.01% while SSK yields 33.89%, so SSK currently pays the higher dividend yield.

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