SPY vs TOPW

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricSPYTOPWWinner
Expense Ratio0.09%0.99%
AUM$789.1B$141M
Dividend Yield1.01%48.27%
Holdings50513
YTD Return+14.47%+1.02%
1Y Return+21.96%+1.02%
3Y Return (annualized)+21.70%-
5Y Return (annualized)+13.30%-
Volatility (annualized)15.3%-
Max Drawdown-56.5%-45.2%
Fund FamilyState Street Investment ManagementRoundhill Investments
CategoryEquityAlternative
InceptionJan 22, 1993Sep 4, 2025

SPY vs TOPW Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Roundhill Top WeeklyPay ETF (TOPW) is a ETF from Roundhill Investments. Over the past year SPY returned +21.96% while TOPW returned +1.02%. Year to date, SPY is up 14.47% versus a gain of 1.02% for TOPW.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for SPY and -45.2% for TOPW. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SPY charges 0.09% per year while TOPW charges 0.99%. On a $10,000 position that is $9 vs $99 annually, a gap of $90 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 48.27% for TOPW.

Holdings Overlap

0.0%overlap

SPY and TOPW share 0 holdings out of 515 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SPY or TOPW?

SPY has an expense ratio of 0.09% while TOPW charges 0.99%. SPY is the cheaper option. On a $10,000 investment, that is $90 per year of difference.

Which performed better, SPY or TOPW?

Over the past year SPY returned +21.96% vs +1.02% for TOPW, so SPY leads on 1-year performance. Over the longest common window we track (1 years), SPY annualized +8.87% vs +401.57% for TOPW. Past performance does not guarantee future results.

What is the holdings overlap between SPY and TOPW?

SPY and TOPW share 0 common holdings with a 0.0% weight overlap. Combined, they hold 515 unique securities.

Which pays a higher dividend, SPY or TOPW?

SPY yields 1.01% while TOPW yields 48.27%, so TOPW currently pays the higher dividend yield.

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