SPY vs TOPW

SPY vs TOPW
See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report comes with FundXLS. Download sample.
X-ray my portfolio free

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricSPYTOPWWinner
Expense Ratio0.09%0.32%
AUM$814.4B$145M
Dividend Yield1.01%51.50%
Holdings50513
YTD Return+13.78%-0.85%
1Y Return+21.44%-0.85%
3Y Return (annualized)+21.38%-
5Y Return (annualized)+12.80%-
Volatility (annualized)15.2%-
Max Drawdown-56.5%-45.2%
Fund FamilyState Street Investment ManagementRoundhill Investments
CategoryEquityAlternative
InceptionJan 22, 1993Sep 4, 2025

SPY vs TOPW Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Roundhill Top WeeklyPay ETF (TOPW) is a ETF from Roundhill Investments. Over the past year SPY returned +21.44% while TOPW returned -0.85%. Year to date, SPY is up 13.78% versus a loss of 0.85% for TOPW.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for SPY and -45.2% for TOPW. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SPY charges 0.09% per year while TOPW charges 0.32%. On a $10,000 position that is $9 vs $32 annually, a gap of $23 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 51.50% for TOPW.

Holdings Overlap

0.0%overlap

SPY and TOPW share 0 holdings out of 516 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SPY or TOPW?

SPY has an expense ratio of 0.09% while TOPW charges 0.32%. SPY is the cheaper option. On a $10,000 investment, that is $23 per year of difference.

Which performed better, SPY or TOPW?

Over the past year SPY returned +21.44% vs -0.85% for TOPW, so SPY leads on 1-year performance. Over the longest common window we track (1 years), SPY annualized +8.83% vs +363.74% for TOPW. Past performance does not guarantee future results.

What is the holdings overlap between SPY and TOPW?

SPY and TOPW share 0 common holdings with a 0.0% weight overlap. Combined, they hold 516 unique securities.

Which pays a higher dividend, SPY or TOPW?

SPY yields 1.01% while TOPW yields 51.50%, so TOPW currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report comes with FundXLS. Download sample.
X-ray my portfolio free