SPY vs TSLW

SPY vs TSLW
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricSPYTSLWWinner
Expense Ratio0.09%0.99%
AUM$821.1B$72M
Dividend Yield1.01%121.28%
Holdings5055
YTD Return+12.22%-38.80%
1Y Return+20.83%-14.29%
3Y Return (annualized)+21.70%-
5Y Return (annualized)+12.98%-
Volatility (annualized)15.3%59.0%
Max Drawdown-56.5%-54.3%
Fund FamilyState Street Investment ManagementRoundhill Investments
CategoryEquityEquity
InceptionJan 22, 1993Feb 19, 2025

SPY vs TSLW Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Roundhill TSLA WeeklyPay ETF (TSLW) is a ETF from Roundhill Investments. Over the past year SPY returned +20.83% while TSLW returned -14.29%. Year to date, SPY is up 12.22% versus a loss of 38.80% for TSLW.

Risk: Volatility and Drawdowns

TSLW has been the more volatile fund, with annualized monthly volatility of 59.0% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -54.3% for TSLW. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SPY charges 0.09% per year while TSLW charges 0.99%. On a $10,000 position that is $9 vs $99 annually, a gap of $90 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 121.28% for TSLW.

Holdings Overlap

1.4%overlap

SPY and TSLW share 1 holdings out of 505 unique holdings combined, representing a 1.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in TSLWDifference
TSLA1.38%19.90%18.52%

Frequently Asked Questions

Which is cheaper, SPY or TSLW?

SPY has an expense ratio of 0.09% while TSLW charges 0.99%. SPY is the cheaper option. On a $10,000 investment, that is $90 per year of difference.

Which performed better, SPY or TSLW?

Over the past year SPY returned +20.83% vs -14.29% for TSLW, so SPY leads on 1-year performance. Over the longest common window we track (2 years), SPY annualized +8.79% vs -8.00% for TSLW. Past performance does not guarantee future results.

Which is riskier, SPY or TSLW?

TSLW has been the more volatile fund at 59.0% annualized versus 15.3% for SPY. Worst drawdown: SPY -56.5% vs TSLW -54.3%.

Should I hold both SPY and TSLW?

SPY and TSLW have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPY and TSLW?

SPY and TSLW share 1 common holdings with a 1.4% weight overlap. Combined, they hold 505 unique securities.

Which pays a higher dividend, SPY or TSLW?

SPY yields 1.01% while TSLW yields 121.28%, so TSLW currently pays the higher dividend yield.

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