SPY vs TSMZ

SPY vs TSMZ
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricSPYTSMZWinner
Expense Ratio0.09%1.01%
AUM$821.1B$3M
Dividend Yield1.01%4.38%
Holdings5057
YTD Return+12.68%-29.98%
1Y Return+21.82%-51.46%
3Y Return (annualized)+21.98%-
5Y Return (annualized)+12.89%-
Volatility (annualized)15.3%33.9%
Max Drawdown-56.5%-74.0%
Fund FamilyState Street Investment ManagementDirexion Shares ETF Trust
CategoryEquityAlternative
InceptionJan 22, 1993Oct 3, 2024

SPY vs TSMZ Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Direxion Daily TSM Bear 1X ETF (TSMZ) is a ETF from Direxion Shares ETF Trust. Over the past year SPY returned +21.82% while TSMZ returned -51.46%. Year to date, SPY is up 12.68% versus a loss of 29.98% for TSMZ.

Risk: Volatility and Drawdowns

TSMZ has been the more volatile fund, with annualized monthly volatility of 33.9% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -74.0% for TSMZ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.52. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SPY charges 0.09% per year while TSMZ charges 1.01%. On a $10,000 position that is $9 vs $101 annually, a gap of $92 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 4.38% for TSMZ.

Holdings Overlap

0.0%overlap

SPY and TSMZ share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SPY or TSMZ?

SPY has an expense ratio of 0.09% while TSMZ charges 1.01%. SPY is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, SPY or TSMZ?

Over the past year SPY returned +21.82% vs -51.46% for TSMZ, so SPY leads on 1-year performance. Over the longest common window we track (2 years), SPY annualized +8.81% vs -43.46% for TSMZ. Past performance does not guarantee future results.

Which is riskier, SPY or TSMZ?

TSMZ has been the more volatile fund at 33.9% annualized versus 15.3% for SPY. Worst drawdown: SPY -56.5% vs TSMZ -74.0%.

Should I hold both SPY and TSMZ?

SPY and TSMZ have a monthly-return correlation of -0.52, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPY and TSMZ?

SPY and TSMZ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.

Which pays a higher dividend, SPY or TSMZ?

SPY yields 1.01% while TSMZ yields 4.38%, so TSMZ currently pays the higher dividend yield.

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