SPY vs UCYB

Quick Verdict

SPY has a lower expense ratio. UCYB delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: UCYBMore Diversified: SPY

Side-by-Side Comparison

MetricSPYUCYBWinner
Expense Ratio0.09%0.95%
AUM$789.1B$7M
Dividend Yield1.01%1.58%
Holdings5056
YTD Return+13.75%+85.20%
1Y Return+22.91%+77.99%
3Y Return (annualized)+21.67%+50.95%
5Y Return (annualized)+13.32%+17.99%
Volatility (annualized)15.3%48.0%
Max Drawdown-56.5%-62.9%
Fund FamilyState Street Investment ManagementProShares
CategoryEquityAlternative
InceptionJan 22, 1993Jan 19, 2021

SPY vs UCYB Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and ProShares Ultra Nasdaq Cybersecurity ETF (UCYB) is a ETF from ProShares. Over the past year SPY returned +22.91% while UCYB returned +77.99%. Year to date, SPY is up 13.75% versus a gain of 85.20% for UCYB.

Over three years, SPY compounded at +21.67% per year against +50.95% for UCYB; over five years the annualized figures are +13.32% and +17.99% respectively. Across the full 6-year window we track, UCYB has the edge at +17.85% annualized vs +8.85%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

UCYB has been the more volatile fund, with annualized monthly volatility of 48.0% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -62.9% for UCYB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SPY charges 0.09% per year while UCYB charges 0.95%. On a $10,000 position that is $9 vs $95 annually, a gap of $86 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 1.58% for UCYB.

Frequently Asked Questions

Which is cheaper, SPY or UCYB?

SPY has an expense ratio of 0.09% while UCYB charges 0.95%. SPY is the cheaper option. On a $10,000 investment, that is $86 per year of difference.

Which performed better, SPY or UCYB?

Over the past year SPY returned +22.91% vs +77.99% for UCYB, so UCYB leads on 1-year performance. Over the longest common window we track (6 years), SPY annualized +8.85% vs +17.85% for UCYB. Past performance does not guarantee future results.

Which is riskier, SPY or UCYB?

UCYB has been the more volatile fund at 48.0% annualized versus 15.3% for SPY. Worst drawdown: SPY -56.5% vs UCYB -62.9%.

Should I hold both SPY and UCYB?

SPY and UCYB have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, SPY or UCYB?

SPY yields 1.01% while UCYB yields 1.58%, so UCYB currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.