SPY vs UIVM

Quick Verdict

SPY has a lower expense ratio. UIVM delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: UIVMMore Diversified: SPY

Side-by-Side Comparison

MetricSPYUIVMWinner
Expense Ratio0.09%0.35%
AUM$789.1B$333M
Dividend Yield1.01%3.06%
Holdings505203
YTD Return+13.39%+20.37%
1Y Return+22.52%+32.75%
3Y Return (annualized)+21.36%+26.36%
5Y Return (annualized)+13.19%+13.21%
Volatility (annualized)15.3%16.0%
Max Drawdown-56.5%-46.1%
Fund FamilyState Street Investment ManagementVictory Capital Management Inc.
CategoryEquityEquity
InceptionJan 22, 1993Oct 24, 2017

SPY vs UIVM Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and VictoryShares International Value Momentum ETF (UIVM) is a ETF from Victory Capital Management Inc.. Over the past year SPY returned +22.52% while UIVM returned +32.75%. Year to date, SPY is up 13.39% versus a gain of 20.37% for UIVM.

Over three years, SPY compounded at +21.36% per year against +26.36% for UIVM; over five years the annualized figures are +13.19% and +13.21% respectively. Across the full 9-year window we track, SPY has the edge at +8.84% annualized vs +7.65%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

UIVM has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -46.1% for UIVM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SPY charges 0.09% per year while UIVM charges 0.35%. On a $10,000 position that is $9 vs $35 annually, a gap of $26 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 3.06% for UIVM.

Holdings Overlap

0.0%overlap

SPY and UIVM share 0 holdings out of 699 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SPY or UIVM?

SPY has an expense ratio of 0.09% while UIVM charges 0.35%. SPY is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

Which performed better, SPY or UIVM?

Over the past year SPY returned +22.52% vs +32.75% for UIVM, so UIVM leads on 1-year performance. Over the longest common window we track (9 years), SPY annualized +8.84% vs +7.65% for UIVM. Past performance does not guarantee future results.

Which is riskier, SPY or UIVM?

UIVM has been the more volatile fund at 16.0% annualized versus 15.3% for SPY. Worst drawdown: SPY -56.5% vs UIVM -46.1%.

Should I hold both SPY and UIVM?

SPY and UIVM have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPY and UIVM?

SPY and UIVM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 699 unique securities.

Which pays a higher dividend, SPY or UIVM?

SPY yields 1.01% while UIVM yields 3.06%, so UIVM currently pays the higher dividend yield.

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