SPY vs UNHU

SPY vs UNHU
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricSPYUNHUWinner
Expense Ratio0.09%0.97%
AUM$821.1B$4M
Dividend Yield1.01%0.46%
Holdings5058
YTD Return+12.68%+94.39%
1Y Return+21.82%-
3Y Return (annualized)+21.98%-
5Y Return (annualized)+12.89%-
Volatility (annualized)15.3%-
Max Drawdown-56.5%-23.4%
Fund FamilyState Street Investment ManagementDirexion Shares ETF Trust
CategoryEquityAlternative
InceptionJan 22, 1993Mar 25, 2026

SPY vs UNHU Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Direxion Daily UNH Bull 2X ETF (UNHU) is a ETF from Direxion Shares ETF Trust. Year to date, SPY is up 12.68% versus a gain of 94.39% for UNHU.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for SPY and -23.4% for UNHU. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SPY charges 0.09% per year while UNHU charges 0.97%. On a $10,000 position that is $9 vs $97 annually, a gap of $88 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.46% for UNHU.

Holdings Overlap

0.6%overlap

SPY and UNHU share 1 holdings out of 507 unique holdings combined, representing a 0.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in UNHUDifference
UNH0.56%13.08%12.52%

Frequently Asked Questions

Which is cheaper, SPY or UNHU?

SPY has an expense ratio of 0.09% while UNHU charges 0.97%. SPY is the cheaper option. On a $10,000 investment, that is $88 per year of difference.

What is the holdings overlap between SPY and UNHU?

SPY and UNHU share 1 common holdings with a 0.6% weight overlap. Combined, they hold 507 unique securities.

Which pays a higher dividend, SPY or UNHU?

SPY yields 1.01% while UNHU yields 0.46%, so SPY currently pays the higher dividend yield.

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See what your portfolio actually owns
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