SPY vs VBCG

SPY vs VBCG

Which is better, SPY or VBCG?

Large Cap Blend against Long Term Mid Quality.

VBCG has a lower expense ratio.

Lower Fees: VBCG

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSPYVBCG
Expense Ratio0.09%0.08%Best
AUM$804.7B$13M
Dividend Yield0.98%1.58%
Holdings505356
YTD Return+12.09%Best-0.41%
1Y Return+16.29%-
3Y Return (annualized)+21.20%-
5Y Return (annualized)+13.37%-
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryEquityFixed Income
StyleLarge Cap BlendLong Term Mid Quality
InceptionJan 22, 1993Mar 10, 2026

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

SPY vs VBCG growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

SPY vs VBCG Performance

State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and Vanguard Target Maturity 2033 Corporate Bond ETF (VBCG) is an ETF from Vanguard (US). Year to date, SPY is up 12.09% versus a loss of 0.41% for VBCG.

Past performance does not guarantee future results.

Fees and Cost Over Time

SPY charges 0.09% per year while VBCG charges 0.08%. On a $10,000 position that is $9 vs $8 annually, a gap of $1 per year that compounds over a long holding period. On income, SPY currently yields 0.98% against 1.58% for VBCG.

Holdings Overlap

SPY already in VBCG2.4%

At least 2.4% of SPY's money is in holdings VBCG also owns.

Stated as a floor: for VBCG, our book for it covers 2.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

SPY and VBCG share little of their money.

11 positions in common, counted across the 504 positions we hold weights for in SPY and 14 in VBCG, against full books of 505 and 356.

Top Shared Holdings

StockWeight in SPYWeight in VBCGDifference
JNJJohnson & Johnson - Common0.99%0.22%0.77%
IBMInternational Business Machines Corp.0.33%0.19%0.14%
HCAHca-the Healthcare Co0.10%0.36%0.26%
TRGPTarga Resources Corp Preferred0.10%0.32%0.22%
MRVLMarvell Technology Group Ltd.0.28%0.12%0.16%
MOAltria Group Inc0.18%0.13%0.05%
ORealty Income Corp.0.09%0.19%0.10%
TGTTarget Corp Common Stock Usd.08330.11%0.10%0.01%
AZOAutozone Inc Snr S* Ice0.07%0.12%0.05%
CLColgate-Palmolive Co0.11%0.07%0.04%

You are not choosing between two funds in isolation.

Whichever of SPY and VBCG you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SPYVBCG

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SPY or VBCG?

SPY has an expense ratio of 0.09% while VBCG charges 0.08%. VBCG is the cheaper option, by $1 a year on a $10,000 investment.

What is the holdings overlap between SPY and VBCG?

At least 2.4% of SPY's money is in holdings VBCG also owns. Our book for VBCG is partial, so the real figure is this or higher. They hold 11 positions in common, counted across the 504 positions we hold weights for in SPY and 14 in VBCG.

Which pays a higher dividend, SPY or VBCG?

SPY yields 0.98% while VBCG yields 1.58%, so VBCG currently pays the higher dividend yield.

Is VBCG better than SPY?

VBCG has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.