VBCG vs VYM

VBCG vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 613 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricVBCGVYMWinner
Expense Ratio0.08%0.04%
AUM$12M$81.6B
Dividend Yield1.21%2.24%
Holdings356613
YTD Return+0.89%+14.57%
1Y Return-+21.08%
3Y Return (annualized)-+18.16%
5Y Return (annualized)-+12.00%
Volatility (annualized)-14.6%
Max Drawdown-1.9%-58.8%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionMar 10, 2026Nov 10, 2006

VBCG vs VYM Performance

Vanguard Target Maturity 2033 Corporate Bond ETF (VBCG) is a ETF from Vanguard (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, VBCG is up 0.89% versus a gain of 14.57% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.9% for VBCG and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VBCG charges 0.08% per year while VYM charges 0.04%. On a $10,000 position that is $8 vs $4 annually, a gap of $4 per year that compounds over a long holding period. On income, VBCG currently yields 1.21% against 2.24% for VYM.

Holdings Overlap

0.8%overlap

VBCG and VYM share 8 holdings out of 611 unique holdings combined, representing a 0.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VBCGWeight in VYMDifference
JNJ0.08%2.54%2.46%
IBM0.14%1.10%0.96%
MO0.14%0.50%0.36%
CLProProPro
TRGPProProPro
TGTProProPro
EQHProProPro
EMNProProPro
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Frequently Asked Questions

Which is cheaper, VBCG or VYM?

VBCG has an expense ratio of 0.08% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

What is the holdings overlap between VBCG and VYM?

VBCG and VYM share 8 common holdings with a 0.8% weight overlap. Combined, they hold 611 unique securities.

Which pays a higher dividend, VBCG or VYM?

VBCG yields 1.21% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.

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