SPY vs VCX
State Street SPDR S&P 500 ETF Trust vs Fundrise Innovation Fund LLC
Quick Verdict
SPY has a lower expense ratio. VCX delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | SPY | VCX | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 3.19% | |
| AUM | $821.1B | $678M | |
| Dividend Yield | 1.01% | 0.00% | |
| Holdings | 505 | 28 | |
| YTD Return | +13.47% | -45.72% | |
| 1Y Return | +20.57% | - | |
| 3Y Return (annualized) | +21.83% | - | |
| 5Y Return (annualized) | +12.88% | - | |
| Volatility (annualized) | 15.3% | - | |
| Max Drawdown | -56.5% | -91.7% | |
| Fund Family | State Street Investment Management | Fundrise | |
| Category | Equity | Equity | |
| Inception | Jan 22, 1993 | Jul 18, 2022 |
SPY vs VCX Performance
State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Fundrise Innovation Fund LLC (VCX) is a ETF from Fundrise. Year to date, SPY is up 13.47% versus a loss of 45.72% for VCX.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.5% for SPY and -91.7% for VCX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SPY charges 0.09% per year while VCX charges 3.19%. On a $10,000 position that is $9 vs $319 annually, a gap of $310 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.00% for VCX.
Holdings Overlap
SPY and VCX share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SPY or VCX?
SPY has an expense ratio of 0.09% while VCX charges 3.19%. SPY is the cheaper option. On a $10,000 investment, that is $310 per year of difference.
What is the holdings overlap between SPY and VCX?
SPY and VCX share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, SPY or VCX?
SPY yields 1.01% while VCX yields 0.00%, so SPY currently pays the higher dividend yield.
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