SPY vs WTIB

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricSPYWTIBWinner
Expense Ratio0.09%0.93%
AUM$789.1B$481,589.07
Dividend Yield1.01%0.00%
Holdings5054
YTD Return+13.79%+23.12%
1Y Return+23.66%-
3Y Return (annualized)+21.40%-
5Y Return (annualized)+13.37%-
Volatility (annualized)15.3%-
Max Drawdown-56.5%-47.6%
Fund FamilyState Street Investment ManagementUSCF Investments
CategoryEquityCommodity
InceptionJan 22, 1993Dec 10, 2025

SPY vs WTIB Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and USCF Oil Plus Bitcoin Strategy Fund (WTIB) is a ETF from USCF Investments. Year to date, SPY is up 13.79% versus a gain of 23.12% for WTIB.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for SPY and -47.6% for WTIB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SPY charges 0.09% per year while WTIB charges 0.93%. On a $10,000 position that is $9 vs $93 annually, a gap of $84 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.00% for WTIB.

Frequently Asked Questions

Which is cheaper, SPY or WTIB?

SPY has an expense ratio of 0.09% while WTIB charges 0.93%. SPY is the cheaper option. On a $10,000 investment, that is $84 per year of difference.

Which pays a higher dividend, SPY or WTIB?

SPY yields 1.01% while WTIB yields 0.00%, so SPY currently pays the higher dividend yield.

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