Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricVYMWTIBWinner
Expense Ratio0.04%0.93%
AUM$79.0B$481,589.07
Dividend Yield2.86%0.00%
Holdings5684
YTD Return+15.80%+23.12%
1Y Return+26.12%-
3Y Return (annualized)+18.25%-
5Y Return (annualized)+12.51%-
Volatility (annualized)14.6%-
Max Drawdown-58.8%-47.6%
Fund FamilyVanguard (US)USCF Investments
CategoryEquityCommodity
InceptionNov 10, 2006Dec 10, 2025

VYM vs WTIB Performance

Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and USCF Oil Plus Bitcoin Strategy Fund (WTIB) is a ETF from USCF Investments. Year to date, VYM is up 15.80% versus a gain of 23.12% for WTIB.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -58.8% for VYM and -47.6% for WTIB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VYM charges 0.04% per year while WTIB charges 0.93%. On a $10,000 position that is $4 vs $93 annually, a gap of $89 per year that compounds over a long holding period. On income, VYM currently yields 2.86% against 0.00% for WTIB.

Frequently Asked Questions

Which is cheaper, VYM or WTIB?

VYM has an expense ratio of 0.04% while WTIB charges 0.93%. VYM is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which pays a higher dividend, VYM or WTIB?

VYM yields 2.86% while WTIB yields 0.00%, so VYM currently pays the higher dividend yield.

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