SPY vs XCNY

SPY vs XCNY
See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free

Quick Verdict

SPY has a lower expense ratio. XCNY delivered stronger 1-year returns. XCNY offers more diversification with 1,234 holdings.

Lower Fees: SPYHigher Returns: XCNYMore Diversified: XCNY

Side-by-Side Comparison

MetricSPYXCNYWinner
Expense Ratio0.09%0.19%
AUM$821.1B$10M
Dividend Yield1.01%2.31%
Holdings5051,234
YTD Return+12.22%+16.57%
1Y Return+20.83%+28.53%
3Y Return (annualized)+21.70%-
5Y Return (annualized)+12.98%-
Volatility (annualized)15.3%14.3%
Max Drawdown-56.5%-18.9%
Fund FamilyState Street Investment ManagementSPDR State Street Global Advisors
CategoryEquityEquity
InceptionJan 22, 1993Sep 4, 2024

SPY vs XCNY Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and State Street SPDR S&P Emerging Markets ex-China ETF (XCNY) is a ETF from SPDR State Street Global Advisors. Over the past year SPY returned +20.83% while XCNY returned +28.53%. Year to date, SPY is up 12.22% versus a gain of 16.57% for XCNY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.3% for XCNY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -18.9% for XCNY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SPY charges 0.09% per year while XCNY charges 0.19%. On a $10,000 position that is $9 vs $19 annually, a gap of $10 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 2.31% for XCNY.

Holdings Overlap

0.0%overlap

SPY and XCNY share 1 holdings out of 1699 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in XCNYDifference
PG0.52%0.00%0.52%

Frequently Asked Questions

Which is cheaper, SPY or XCNY?

SPY has an expense ratio of 0.09% while XCNY charges 0.19%. SPY is the cheaper option. On a $10,000 investment, that is $10 per year of difference.

Which performed better, SPY or XCNY?

Over the past year SPY returned +20.83% vs +28.53% for XCNY, so XCNY leads on 1-year performance. Over the longest common window we track (2 years), SPY annualized +8.79% vs +18.35% for XCNY. Past performance does not guarantee future results.

Which is riskier, SPY or XCNY?

SPY has been the more volatile fund at 15.3% annualized versus 14.3% for XCNY. Worst drawdown: SPY -56.5% vs XCNY -18.9%.

Should I hold both SPY and XCNY?

SPY and XCNY have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPY and XCNY?

SPY and XCNY share 1 common holdings with a 0.0% weight overlap. Combined, they hold 1699 unique securities.

Which pays a higher dividend, SPY or XCNY?

SPY yields 1.01% while XCNY yields 2.31%, so XCNY currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free