SPY vs XIDV
State Street SPDR S&P 500 ETF Trust vs Franklin International Dividend Booster Index ETF
Which is better, SPY or XIDV?
Large Cap Blend against Large Cap Value.
SPY has a lower expense ratio. XIDV led over 1Y and the full window. XIDV is less concentrated, with 23.5% of the fund in its ten largest positions against 38.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPY | XIDV |
|---|---|---|
| Expense Ratio | 0.09%Best | 0.19% |
| AUM | $804.7B | $47M |
| Dividend Yield | 0.98% | 5.62% |
| Holdings | 505 | 90 |
| YTD Return | +11.52% | +19.30%Best |
| 1Y Return | +17.48% | +28.50%Best |
| 3Y Return (annualized) | +20.62% | - |
| 5Y Return (annualized) | +12.73% | - |
| Volatility (annualized) | 13.0% | 9.9%Best |
| Max Drawdown | -18.8% | -12.2%Best |
| $10,000 over 1.6 years | $12,588 | $16,761Best |
| Top 10 Weight | 38.0% | 23.5%Best |
| Fund Family | State Street Investment Management | Franklin Templeton Investments (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Jan 22, 1993 | Jan 21, 2025 |
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Jan 23, 2025 to Sep 10, 2026 (1.6 years).
SPY vs XIDV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
SPY vs XIDV Performance
State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and Franklin International Dividend Booster Index ETF (XIDV) is an ETF from Franklin Templeton Investments (US). Over the past year SPY returned +17.48% while XIDV returned +28.50%. Year to date, SPY is up 11.52% versus a gain of 19.30% for XIDV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPY has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 9.9% for XIDV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for SPY and -12.2% for XIDV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.15. They move largely independently of each other.
Fees and Cost Over Time
SPY charges 0.09% per year while XIDV charges 0.19%. On a $10,000 position that is $9 vs $19 annually, a gap of $10 per year that compounds over a long holding period. On income, SPY currently yields 0.98% against 5.62% for XIDV.
Holdings Overlap
We hold position weights for 504 holdings in SPY and 86 in XIDV, totalling 100.0% and 98.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 504 positions we hold weights for in SPY and 86 in XIDV, against full books of 505 and 90.
What only one of them owns
Our book lists 2 positions for XIDV that do not appear in our book for SPY (0.7% of the fund), and 494 for SPY that do not appear in XIDV (99.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SPY and XIDV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPY or XIDV?
SPY has an expense ratio of 0.09% while XIDV charges 0.19%. SPY is the cheaper option, by $10 a year on a $10,000 investment.
Which performed better, SPY or XIDV?
Over the past year SPY returned +17.48% vs +28.50% for XIDV, so XIDV leads on 1-year performance. Over the longest common window we track (2 years), SPY annualized +15.47% vs +38.10% for XIDV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SPY or XIDV?
SPY has been the more volatile fund at 13.0% annualized versus 9.9% for XIDV. Worst drawdown: SPY -18.8% vs XIDV -12.2%.
Should I hold both SPY and XIDV?
SPY and XIDV have a monthly-return correlation of 0.15, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SPY or XIDV?
SPY yields 0.98% while XIDV yields 5.62%, so XIDV currently pays the higher dividend yield.
Is XIDV better than SPY?
SPY has a lower expense ratio. XIDV led over 1Y and the full window. XIDV is less concentrated, with 23.5% of the fund in its ten largest positions against 38.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.