VYM vs XIDV

Quick Verdict

VYM has a lower expense ratio. XIDV delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: XIDVMore Diversified: VYM

Side-by-Side Comparison

MetricVYMXIDVWinner
Expense Ratio0.04%0.19%
AUM$79.0B$45M
Dividend Yield2.86%4.30%
Holdings56890
YTD Return+16.53%+18.22%
1Y Return+25.03%+28.25%
3Y Return (annualized)+18.54%-
5Y Return (annualized)+12.25%-
Volatility (annualized)14.6%10.0%
Max Drawdown-58.8%-12.2%
Fund FamilyVanguard (US)Franklin Templeton Investments (US)
CategoryEquityEquity
InceptionNov 10, 2006Jan 21, 2025

VYM vs XIDV Performance

Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and Franklin International Dividend Booster Index ETF (XIDV) is a ETF from Franklin Templeton Investments (US). Over the past year VYM returned +25.03% while XIDV returned +28.25%. Year to date, VYM is up 16.53% versus a gain of 18.22% for XIDV.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 10.0% for XIDV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -58.8% for VYM and -12.2% for XIDV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.38. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VYM charges 0.04% per year while XIDV charges 0.19%. On a $10,000 position that is $4 vs $19 annually, a gap of $15 per year that compounds over a long holding period. On income, VYM currently yields 2.86% against 4.30% for XIDV.

Holdings Overlap

0.0%overlap

VYM and XIDV share 0 holdings out of 645 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VYM or XIDV?

VYM has an expense ratio of 0.04% while XIDV charges 0.19%. VYM is the cheaper option. On a $10,000 investment, that is $15 per year of difference.

Which performed better, VYM or XIDV?

Over the past year VYM returned +25.03% vs +28.25% for XIDV, so XIDV leads on 1-year performance. Over the longest common window we track (2 years), VYM annualized +7.10% vs +39.58% for XIDV. Past performance does not guarantee future results.

Which is riskier, VYM or XIDV?

VYM has been the more volatile fund at 14.6% annualized versus 10.0% for XIDV. Worst drawdown: VYM -58.8% vs XIDV -12.2%.

Should I hold both VYM and XIDV?

VYM and XIDV have a monthly-return correlation of 0.38, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VYM and XIDV?

VYM and XIDV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 645 unique securities.

Which pays a higher dividend, VYM or XIDV?

VYM yields 2.86% while XIDV yields 4.30%, so XIDV currently pays the higher dividend yield.

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