SPY vs XOMO
State Street SPDR S&P 500 ETF Trust vs YieldMax XOM Option Income Strategy ETF
Quick Verdict
SPY has a lower expense ratio. XOMO delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | SPY | XOMO | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 1.25% | |
| AUM | $821.1B | $39M | |
| Dividend Yield | 1.01% | 37.71% | |
| Holdings | 505 | 13 | |
| YTD Return | +12.22% | +23.78% | |
| 1Y Return | +20.83% | +36.21% | |
| 3Y Return (annualized) | +21.70% | +9.26% | |
| 5Y Return (annualized) | +12.98% | - | |
| Volatility (annualized) | 15.3% | 17.5% | |
| Max Drawdown | -56.5% | -18.9% | |
| Fund Family | State Street Investment Management | YieldMax ETF | |
| Category | Equity | Alternative | |
| Inception | Jan 22, 1993 | Aug 30, 2023 |
SPY vs XOMO Performance
State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and YieldMax XOM Option Income Strategy ETF (XOMO) is a ETF from YieldMax ETF. Over the past year SPY returned +20.83% while XOMO returned +36.21%. Year to date, SPY is up 12.22% versus a gain of 23.78% for XOMO.
Over three years, SPY compounded at +21.70% per year against +9.26% for XOMO. Across the full 3-year window we track, XOMO has the edge at +9.26% annualized vs +8.79%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XOMO has been the more volatile fund, with annualized monthly volatility of 17.5% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for SPY and -18.9% for XOMO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.16. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SPY charges 0.09% per year while XOMO charges 1.25%. On a $10,000 position that is $9 vs $125 annually, a gap of $116 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 37.71% for XOMO.
Holdings Overlap
SPY and XOMO share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SPY or XOMO?
SPY has an expense ratio of 0.09% while XOMO charges 1.25%. SPY is the cheaper option. On a $10,000 investment, that is $116 per year of difference.
Which performed better, SPY or XOMO?
Over the past year SPY returned +20.83% vs +36.21% for XOMO, so XOMO leads on 1-year performance. Over the longest common window we track (3 years), SPY annualized +8.79% vs +9.26% for XOMO. Past performance does not guarantee future results.
Which is riskier, SPY or XOMO?
XOMO has been the more volatile fund at 17.5% annualized versus 15.3% for SPY. Worst drawdown: SPY -56.5% vs XOMO -18.9%.
Should I hold both SPY and XOMO?
SPY and XOMO have a monthly-return correlation of -0.16, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SPY and XOMO?
SPY and XOMO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.
Which pays a higher dividend, SPY or XOMO?
SPY yields 1.01% while XOMO yields 37.71%, so XOMO currently pays the higher dividend yield.
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