SSFI vs VTI
Day Hagan Smart Sector Fixed Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SSFI or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SSFI | VTI |
|---|---|---|
| Expense Ratio | 0.76% | 0.03%Best |
| AUM | $28M | $666.9B |
| Dividend Yield | 3.65% | 1.03% |
| Holdings | 8 | 3,543 |
| YTD Return | -1.65% | +12.08%Best |
| 1Y Return | -1.39% | +16.31%Best |
| 3Y Return (annualized) | +3.06% | +20.83%Best |
| 5Y Return (annualized) | -0.61% | +11.89%Best |
| Volatility (annualized) | 6.0%Best | 15.9% |
| Max Drawdown | -16.1%Best | -25.4% |
| $10,000 over 5 years | $9,699 | $17,537Best |
| Top 10 Weight | - | 33.3% |
| Fund Family | Day Hagan Funds | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Sep 28, 2021 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Sep 29, 2021 to Sep 14, 2026 (5 years).
SSFI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.
SSFI vs VTI Performance
Day Hagan Smart Sector Fixed Income ETF (SSFI) is an ETF from Day Hagan Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SSFI returned -1.39% while VTI returned +16.31%. Year to date, SSFI is down 1.65% versus a gain of 12.08% for VTI.
Over three years, SSFI compounded at +3.06% per year against +20.83% for VTI; over five years the annualized figures are -0.61% and +11.89% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 6.0% for SSFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SSFI and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SSFI charges 0.76% per year while VTI charges 0.03%. On a $10,000 position that is $76 vs $3 annually, a gap of $73 per year that compounds over a long holding period. On income, SSFI currently yields 3.65% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 8 holdings in SSFI and 3,463 in VTI, totalling 100.0% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 8 positions we hold weights for in SSFI and 3,463 in VTI, against full books of 8 and 3,543.
What only one of them owns
Measured across the 8 and 3,463 positions we hold weights for.
VTI holds 1,150 positions SSFI does not, 97.5% of the fund.
Largest: NVDA 6.40%, AAPL 6.29%, MSFT 4.79%, AMZN 3.65%, GOOGL 2.90%
You are not choosing between two funds in isolation.
Whichever of SSFI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SSFI or VTI?
SSFI has an expense ratio of 0.76% while VTI charges 0.03%. VTI is the cheaper option, by $73 a year on a $10,000 investment.
Which performed better, SSFI or VTI?
Over the past year SSFI returned -1.39% vs +16.31% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SSFI or VTI?
VTI has been the more volatile fund at 15.9% annualized versus 6.0% for SSFI. Worst drawdown: SSFI -16.1% vs VTI -25.4%.
Should I hold both SSFI and VTI?
SSFI and VTI have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SSFI or VTI?
SSFI yields 3.65% while VTI yields 1.03%, so SSFI currently pays the higher dividend yield.
Is VTI better than SSFI?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.