SSPX vs VTI

SSPX vs VTI

Which is better, SSPX or VTI?

Large Cap Growth against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.96.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSSPXVTI
Expense Ratio0.55%0.03%Best
AUM$10M$666.9B
Dividend Yield0.30%1.03%
Holdings63,543
Volatility (annualized)18.9%16.5%Best
Max Drawdown-34.0%-25.4%Best
$10,000 over 4.1 years$12,842$15,188Best
Fund FamilyJanus Henderson InvestorsVanguard (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionSep 8, 2021May 24, 2001

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 343 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. SSPX has data through Oct 9, 2025 and VTI through Sep 17, 2026.

Volatility and max drawdown, and the $10,000 over 4.1 years row, are measured over the window both funds cover: Sep 9, 2021 to Oct 9, 2025 (4.1 years).

Risk: Volatility and Drawdowns

SSPX has been the more volatile fund, with annualized monthly volatility of 18.9% compared with 16.5% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.0% for SSPX and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SSPX charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, SSPX currently yields 0.30% against 1.03% for VTI.

You are not choosing between two funds in isolation.

Whichever of SSPX and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SSPXVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SSPX or VTI?

SSPX has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option, by $52 a year on a $10,000 investment.

Which is riskier, SSPX or VTI?

SSPX has been the more volatile fund at 18.9% annualized versus 16.5% for VTI. Worst drawdown: SSPX -34.0% vs VTI -25.4%.

Should I hold both SSPX and VTI?

SSPX and VTI have a monthly-return correlation of 0.96, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, SSPX or VTI?

SSPX yields 0.30% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than SSPX?

VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.96. Which one suits a particular account depends on what it is for. This is information, not a recommendation.