STOT vs VTI
State Street DoubleLine Short Duration Total Return Tactical ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, STOT or VTI?
Short Term Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | STOT | VTI |
|---|---|---|
| Expense Ratio | 0.45% | 0.03%Best |
| AUM | $530M | $690.1B |
| Dividend Yield | 4.44% | 1.03% |
| Holdings | 603 | 3,524 |
| YTD Return | -2.47% | +13.35%Best |
| 1Y Return | -1.25% | +15.92%Best |
| 3Y Return (annualized) | +3.63% | +23.41%Best |
| 5Y Return (annualized) | +1.99% | +12.83%Best |
| Volatility (annualized) | 2.1%Best | 15.5% |
| Max Drawdown | -6.1%Best | -35.0% |
| $10,000 over 5 years | $11,035 | $18,286Best |
| Fund Family | State Street Investment Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Short Term Bond | Large Cap Blend |
| Inception | Apr 13, 2016 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 14, 2016 to Oct 2, 2026 (10.5 years).
STOT vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
STOT vs VTI Performance
State Street DoubleLine Short Duration Total Return Tactical ETF (STOT) is an ETF from State Street Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year STOT returned -1.25% while VTI returned +15.92%. Year to date, STOT is down 2.47% versus a gain of 13.35% for VTI.
Over three years, STOT compounded at +3.63% per year against +23.41% for VTI; over five years the annualized figures are +1.99% and +12.83% respectively. Across the full 11-year window we track, VTI has the edge at +13.76% annualized vs +1.98%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 2.1% for STOT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.1% for STOT and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.45. They move together some of the time, and apart the rest.
Fees and Cost Over Time
STOT charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, STOT currently yields 4.44% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 229 holdings in STOT and 3,463 in VTI, totalling 39.7% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 229 positions we hold weights for in STOT and 3,463 in VTI, against full books of 603 and 3,524.
You are not choosing between two funds in isolation.
Whichever of STOT and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, STOT or VTI?
STOT has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option, by $42 a year on a $10,000 investment.
Which performed better, STOT or VTI?
Over the past year STOT returned -1.25% vs +15.92% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (11 years), STOT annualized +1.98% vs +13.76% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, STOT or VTI?
VTI has been the more volatile fund at 15.5% annualized versus 2.1% for STOT. Worst drawdown: STOT -6.1% vs VTI -35.0%.
Should I hold both STOT and VTI?
STOT and VTI have a monthly-return correlation of 0.45, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, STOT or VTI?
STOT yields 4.44% while VTI yields 1.03%, so STOT currently pays the higher dividend yield.
Is VTI better than STOT?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.