TBUX vs VOO

TBUX vs VOO

Which is better, TBUX or VOO?

Ultrashort Term Bond against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTBUXVOO
Expense Ratio0.17%0.03%Best
AUM$1.6B$997.4B
Dividend Yield4.39%1.04%
Holdings614509
YTD Return+2.68%+11.98%Best
1Y Return+4.23%+16.45%Best
3Y Return (annualized)+5.45%+21.19%Best
5Y Return (annualized)+4.00%+12.95%Best
Volatility (annualized)1.1%Best15.7%
Max Drawdown-1.8%Best-24.5%
$10,000 over 5 years$12,167$18,384Best
Fund FamilyT.Rowe PriceVanguard (US)
CategoryFixed IncomeEquity
StyleUltrashort Term BondLarge Cap Blend
InceptionSep 28, 2021Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Sep 29, 2021 to Sep 14, 2026 (5 years).

TBUX vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.

TBUX vs VOO Performance

T Rowe Price Ultra Short-Term Bond ETF (TBUX) is an ETF from T.Rowe Price and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year TBUX returned +4.23% while VOO returned +16.45%. Year to date, TBUX is up 2.68% versus a gain of 11.98% for VOO.

Over three years, TBUX compounded at +5.45% per year against +21.19% for VOO; over five years the annualized figures are +4.00% and +12.95% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 1.1% for TBUX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.8% for TBUX and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.44. They move together some of the time, and apart the rest.

Fees and Cost Over Time

TBUX charges 0.17% per year while VOO charges 0.03%. On a $10,000 position that is $17 vs $3 annually, a gap of $14 per year that compounds over a long holding period. On income, TBUX currently yields 4.39% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 308 holdings in TBUX and 494 in VOO, totalling 45.5% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 308 positions we hold weights for in TBUX and 494 in VOO, against full books of 614 and 509.

You are not choosing between two funds in isolation.

Whichever of TBUX and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

TBUXVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TBUX or VOO?

TBUX has an expense ratio of 0.17% while VOO charges 0.03%. VOO is the cheaper option, by $14 a year on a $10,000 investment.

Which performed better, TBUX or VOO?

Over the past year TBUX returned +4.23% vs +16.45% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, TBUX or VOO?

VOO has been the more volatile fund at 15.7% annualized versus 1.1% for TBUX. Worst drawdown: TBUX -1.8% vs VOO -24.5%.

Should I hold both TBUX and VOO?

TBUX and VOO have a monthly-return correlation of 0.44, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, TBUX or VOO?

TBUX yields 4.39% while VOO yields 1.04%, so TBUX currently pays the higher dividend yield.

Is VOO better than TBUX?

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.