TCHI vs VTI
iShares MSCI China Multisector Tech ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | TCHI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.03% | |
| AUM | $46M | $666.9B | |
| Dividend Yield | 2.36% | 1.07% | |
| Holdings | 196 | 3,543 | |
| YTD Return | -4.10% | +12.65% | |
| 1Y Return | +5.09% | +21.39% | |
| 3Y Return (annualized) | +13.78% | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 32.2% | 15.3% | |
| Max Drawdown | -44.0% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jan 25, 2022 | May 24, 2001 |
TCHI vs VTI Performance
iShares MSCI China Multisector Tech ETF (TCHI) is a ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year TCHI returned +5.09% while VTI returned +21.39%. Year to date, TCHI is down 4.10% versus a gain of 12.65% for VTI.
Over three years, TCHI compounded at +13.78% per year against +21.54% for VTI. Across the full 5-year window we track, VTI has the edge at +8.07% annualized vs +0.33%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TCHI has been the more volatile fund, with annualized monthly volatility of 32.2% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.0% for TCHI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.32. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
TCHI charges 0.59% per year while VTI charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period. On income, TCHI currently yields 2.36% against 1.07% for VTI.
Holdings Overlap
TCHI and VTI share 0 holdings out of 2977 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TCHI or VTI?
TCHI has an expense ratio of 0.59% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $56 per year of difference.
Which performed better, TCHI or VTI?
Over the past year TCHI returned +5.09% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), TCHI annualized +0.33% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, TCHI or VTI?
TCHI has been the more volatile fund at 32.2% annualized versus 15.3% for VTI. Worst drawdown: TCHI -44.0% vs VTI -56.6%.
Should I hold both TCHI and VTI?
TCHI and VTI have a monthly-return correlation of 0.32, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between TCHI and VTI?
TCHI and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2977 unique securities.
Which pays a higher dividend, TCHI or VTI?
TCHI yields 2.36% while VTI yields 1.07%, so TCHI currently pays the higher dividend yield.
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