THYM vs VYM
T. Rowe Price High Income Municipal ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | THYM | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.32% | 0.04% | |
| AUM | $28M | $81.6B | |
| Dividend Yield | 2.99% | 2.24% | |
| Holdings | 227 | 616 | |
| YTD Return | +1.66% | +14.84% | |
| 1Y Return | - | +20.88% | |
| 3Y Return (annualized) | - | +18.34% | |
| 5Y Return (annualized) | - | +12.04% | |
| Volatility (annualized) | - | 14.6% | |
| Max Drawdown | -2.9% | -58.8% | |
| Fund Family | T.Rowe Price | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Nov 19, 2025 | Nov 10, 2006 |
THYM vs VYM Performance
T. Rowe Price High Income Municipal ETF (THYM) is a ETF from T.Rowe Price and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, THYM is up 1.66% versus a gain of 14.84% for VYM.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.9% for THYM and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
THYM charges 0.32% per year while VYM charges 0.04%. On a $10,000 position that is $32 vs $4 annually, a gap of $28 per year that compounds over a long holding period. On income, THYM currently yields 2.99% against 2.24% for VYM.
Holdings Overlap
THYM and VYM share 0 holdings out of 667 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, THYM or VYM?
THYM has an expense ratio of 0.32% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $28 per year of difference.
What is the holdings overlap between THYM and VYM?
THYM and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 667 unique securities.
Which pays a higher dividend, THYM or VYM?
THYM yields 2.99% while VYM yields 2.24%, so THYM currently pays the higher dividend yield.
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