Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricTHYMVYMWinner
Expense Ratio0.32%0.04%
AUM$26M$79.0B
Dividend Yield2.19%2.86%
Holdings192568
YTD Return+2.86%+15.80%
1Y Return-+26.12%
3Y Return (annualized)-+18.25%
5Y Return (annualized)-+12.51%
Volatility (annualized)-14.6%
Max Drawdown-2.9%-58.8%
Fund FamilyT.Rowe PriceVanguard (US)
CategoryFixed IncomeEquity
InceptionNov 19, 2025Nov 10, 2006

THYM vs VYM Performance

T. Rowe Price High Income Municipal ETF (THYM) is a ETF from T.Rowe Price and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, THYM is up 2.86% versus a gain of 15.80% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.9% for THYM and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

THYM charges 0.32% per year while VYM charges 0.04%. On a $10,000 position that is $32 vs $4 annually, a gap of $28 per year that compounds over a long holding period. On income, THYM currently yields 2.19% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

THYM and VYM share 0 holdings out of 620 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, THYM or VYM?

THYM has an expense ratio of 0.32% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $28 per year of difference.

What is the holdings overlap between THYM and VYM?

THYM and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 620 unique securities.

Which pays a higher dividend, THYM or VYM?

THYM yields 2.19% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.