TIPZ vs VXUS
TIPZ vs VXUS
PIMCO Broad US TIPS Index Exchange-Traded Fund vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | TIPZ | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.20% | 0.05% | |
| AUM | $89M | $156.5B | |
| Dividend Yield | 4.27% | 2.60% | |
| Holdings | 44 | 8,747 | |
| YTD Return | -0.09% | +14.57% | |
| 1Y Return | +1.01% | +27.82% | |
| 3Y Return (annualized) | +3.45% | +19.27% | |
| 5Y Return (annualized) | -0.05% | +9.28% | |
| Volatility (annualized) | 5.2% | 15.1% | |
| Max Drawdown | -15.8% | -39.9% | |
| Fund Family | PIMCO (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 3, 2009 | Jan 26, 2011 |
TIPZ vs VXUS Performance
PIMCO Broad US TIPS Index Exchange-Traded Fund (TIPZ) is a ETF from PIMCO (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year TIPZ returned +1.01% while VXUS returned +27.82%. Year to date, TIPZ is down 0.09% versus a gain of 14.57% for VXUS.
Over three years, TIPZ compounded at +3.45% per year against +19.27% for VXUS; over five years the annualized figures are -0.05% and +9.28% respectively. Across the full 16-year window we track, VXUS has the edge at +4.86% annualized vs +1.77%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.2% for TIPZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.8% for TIPZ and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.42. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
TIPZ charges 0.20% per year while VXUS charges 0.05%. On a $10,000 position that is $20 vs $5 annually, a gap of $15 per year that compounds over a long holding period. On income, TIPZ currently yields 4.27% against 2.60% for VXUS.
Holdings Overlap
TIPZ and VXUS share 0 holdings out of 7901 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TIPZ or VXUS?
TIPZ has an expense ratio of 0.20% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $15 per year of difference.
Which performed better, TIPZ or VXUS?
Over the past year TIPZ returned +1.01% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (16 years), TIPZ annualized +1.77% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, TIPZ or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 5.2% for TIPZ. Worst drawdown: TIPZ -15.8% vs VXUS -39.9%.
Should I hold both TIPZ and VXUS?
TIPZ and VXUS have a monthly-return correlation of 0.42, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between TIPZ and VXUS?
TIPZ and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7901 unique securities.
Which pays a higher dividend, TIPZ or VXUS?
TIPZ yields 4.27% while VXUS yields 2.60%, so TIPZ currently pays the higher dividend yield.
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