TISC vs VTI
Thrivent International Small Cap ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TISC or VTI?
Small Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. TISC is less concentrated, with 6.5% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TISC | VTI |
|---|---|---|
| Expense Ratio | 0.55% | 0.03%Best |
| AUM | - | $690.1B |
| Dividend Yield | - | 1.03% |
| Holdings | 598 | 3,524 |
| YTD Return | +0.29% | +13.35%Best |
| 1Y Return | - | +15.92% |
| 3Y Return (annualized) | - | +23.41% |
| 5Y Return (annualized) | - | +12.83% |
| Top 10 Weight | 6.5%Best | 33.3% |
| Fund Family | Thrivent Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Blend | Large Cap Blend |
| Inception | Jun 15, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
TISC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
TISC vs VTI Performance
Thrivent International Small Cap ETF (TISC) is an ETF from Thrivent Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, TISC is up 0.29% versus a gain of 13.35% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
TISC charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period.
Holdings Overlap
0.3% of TISC's money is in holdings VTI also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
The two holdings books were reported 46 days apart, TISC as of Sep 15, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
2 positions in common, counted across the 615 positions we hold weights for in TISC and 3,463 in VTI, against full books of 598 and 3,524.
What only one of them owns
Our book lists 1,150 positions for VTI that do not appear in our book for TISC (97.5% of the fund), and 6 for TISC that do not appear in VTI (1.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of TISC and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TISC or VTI?
TISC has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option, by $52 a year on a $10,000 investment.
Is VTI better than TISC?
VTI has a lower expense ratio. TISC is less concentrated, with 6.5% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.