TMAT vs VTI
Main Thematic Innovation ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | TMAT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.03% | |
| AUM | $233M | $663.5B | |
| Dividend Yield | 0.02% | 1.07% | |
| Holdings | 98 | 3,543 | |
| YTD Return | +20.37% | +14.96% | |
| 1Y Return | +19.82% | +22.39% | |
| 3Y Return (annualized) | +27.54% | +21.51% | |
| 5Y Return (annualized) | +5.89% | +12.36% | |
| Volatility (annualized) | 28.3% | 15.4% | |
| Max Drawdown | -58.5% | -56.6% | |
| Fund Family | Main Management ETF Advisors, LLC | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jan 28, 2021 | May 24, 2001 |
TMAT vs VTI Performance
Main Thematic Innovation ETF (TMAT) is a ETF from Main Management ETF Advisors, LLC and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year TMAT returned +19.82% while VTI returned +22.39%. Year to date, TMAT is up 20.37% versus a gain of 14.96% for VTI.
Over three years, TMAT compounded at +27.54% per year against +21.51% for VTI; over five years the annualized figures are +5.89% and +12.36% respectively. Across the full 6-year window we track, VTI has the edge at +8.16% annualized vs +3.92%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TMAT has been the more volatile fund, with annualized monthly volatility of 28.3% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.5% for TMAT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TMAT charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, TMAT currently yields 0.02% against 1.07% for VTI.
Holdings Overlap
TMAT and VTI share 78 holdings out of 2802 unique holdings combined, representing a 8.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TMAT or VTI?
TMAT has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $82 per year of difference.
Which performed better, TMAT or VTI?
Over the past year TMAT returned +19.82% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), TMAT annualized +3.92% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, TMAT or VTI?
TMAT has been the more volatile fund at 28.3% annualized versus 15.4% for VTI. Worst drawdown: TMAT -58.5% vs VTI -56.6%.
Should I hold both TMAT and VTI?
TMAT and VTI have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between TMAT and VTI?
TMAT and VTI share 78 common holdings with a 8.7% weight overlap. Combined, they hold 2802 unique securities.
Which pays a higher dividend, TMAT or VTI?
TMAT yields 0.02% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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