TPAY vs VXUS
Roundhill S&P 500 Target 10 Managed Distribution ETF vs Vanguard Total International Stock ETF
Which is better, TPAY or VXUS?
Option Writing against Large Cap Blend.
VXUS has a lower expense ratio. TPAY led over the full window, VXUS over 1Y and 5Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TPAY | VXUS |
|---|---|---|
| Expense Ratio | 0.49% | 0.05%Best |
| AUM | $2M | $158.1B |
| Dividend Yield | 4.67% | 2.51% |
| Holdings | 4 | 8,747 |
| YTD Return | +4.81% | +13.64%Best |
| 1Y Return | +4.81% | +20.82%Best |
| 3Y Return (annualized) | - | +19.58% |
| 5Y Return (annualized) | +2.98% | +9.14%Best |
| Volatility (annualized) | 56.0% | 15.9%Best |
| Max Drawdown | -49.6% | -35.1%Best |
| $10,000 over 5 years | $11,581 | $15,485Best |
| Fund Family | Roundhill Investments | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Feb 18, 2026 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Feb 1, 2019 to Sep 17, 2026 (7.6 years).
TPAY vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.6 years both funds cover.
TPAY vs VXUS Performance
Roundhill S&P 500 Target 10 Managed Distribution ETF (TPAY) is an ETF from Roundhill Investments and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year TPAY returned +4.81% while VXUS returned +20.82%. Year to date, TPAY is up 4.81% versus a gain of 13.64% for VXUS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TPAY has been the more volatile fund, with annualized monthly volatility of 56.0% compared with 15.9% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -49.6% for TPAY and -35.1% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.
Fees and Cost Over Time
TPAY charges 0.49% per year while VXUS charges 0.05%. On a $10,000 position that is $49 vs $5 annually, a gap of $44 per year that compounds over a long holding period. On income, TPAY currently yields 4.67% against 2.51% for VXUS.
You are not choosing between two funds in isolation.
Whichever of TPAY and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TPAY or VXUS?
TPAY has an expense ratio of 0.49% while VXUS charges 0.05%. VXUS is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, TPAY or VXUS?
Over the past year TPAY returned +4.81% vs +20.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (8 years), TPAY annualized +10.68% vs +9.62% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TPAY or VXUS?
TPAY has been the more volatile fund at 56.0% annualized versus 15.9% for VXUS. Worst drawdown: TPAY -49.6% vs VXUS -35.1%.
Should I hold both TPAY and VXUS?
TPAY and VXUS have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, TPAY or VXUS?
TPAY yields 4.67% while VXUS yields 2.51%, so TPAY currently pays the higher dividend yield.
Is VXUS better than TPAY?
VXUS has a lower expense ratio. TPAY led over the full window, VXUS over 1Y and 5Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.