TRSY vs VYM
Xtrackers US 0-1 Year Treasury ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | TRSY | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.04% | |
| AUM | $80M | $79.0B | |
| Dividend Yield | 3.72% | 2.86% | |
| Holdings | 88 | 568 | |
| YTD Return | +0.30% | +16.16% | |
| 1Y Return | +1.58% | +26.05% | |
| 3Y Return (annualized) | - | +18.43% | |
| 5Y Return (annualized) | - | +12.21% | |
| Volatility (annualized) | 0.6% | 14.6% | |
| Max Drawdown | -0.8% | -58.8% | |
| Fund Family | Xtrackers ETFs | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Oct 9, 2024 | Nov 10, 2006 |
TRSY vs VYM Performance
Xtrackers US 0-1 Year Treasury ETF (TRSY) is a ETF from Xtrackers ETFs and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year TRSY returned +1.58% while VYM returned +26.05%. Year to date, TRSY is up 0.30% versus a gain of 16.16% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 0.6% for TRSY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.8% for TRSY and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.02. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
TRSY charges 0.06% per year while VYM charges 0.04%. On a $10,000 position that is $6 vs $4 annually, a gap of $2 per year that compounds over a long holding period. On income, TRSY currently yields 3.72% against 2.86% for VYM.
Holdings Overlap
TRSY and VYM share 0 holdings out of 606 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TRSY or VYM?
TRSY has an expense ratio of 0.06% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, TRSY or VYM?
Over the past year TRSY returned +1.58% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), TRSY annualized +2.84% vs +7.09% for VYM. Past performance does not guarantee future results.
Which is riskier, TRSY or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 0.6% for TRSY. Worst drawdown: TRSY -0.8% vs VYM -58.8%.
Should I hold both TRSY and VYM?
TRSY and VYM have a monthly-return correlation of -0.02, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between TRSY and VYM?
TRSY and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 606 unique securities.
Which pays a higher dividend, TRSY or VYM?
TRSY yields 3.72% while VYM yields 2.86%, so TRSY currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.