QQQ vs TRSY
Invesco QQQ Trust, Series 1 vs Xtrackers US 0-1 Year Treasury ETF
Which is better, QQQ or TRSY?
Large Cap Growth against Short Term Government Bond.
TRSY has a lower expense ratio. QQQ led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | TRSY |
|---|---|---|
| Expense Ratio | 0.18% | 0.06%Best |
| AUM | $483.5B | $95M |
| Dividend Yield | 0.44% | 3.53% |
| Holdings | 107 | 88 |
| YTD Return | +15.21%Best | +0.23% |
| 1Y Return | +19.78%Best | +1.04% |
| 3Y Return (annualized) | +24.58% | - |
| 5Y Return (annualized) | +13.93% | - |
| Volatility (annualized) | 19.0% | 0.7%Best |
| Max Drawdown | -22.8% | -0.8%Best |
| $10,000 over 1.9 years | $14,324Best | $10,511 |
| Fund Family | Invesco (US) | Xtrackers ETFs |
| Category | Equity | Fixed Income |
| Style | Large Cap Growth | Short Term Government Bond |
| Inception | Mar 10, 1999 | Oct 9, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.9 years row, are measured over the window both funds cover: Oct 9, 2024 to Sep 16, 2026 (1.9 years).
QQQ vs TRSY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
QQQ vs TRSY Performance
Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and Xtrackers US 0-1 Year Treasury ETF (TRSY) is an ETF from Xtrackers ETFs. Over the past year QQQ returned +19.78% while TRSY returned +1.04%. Year to date, QQQ is up 15.21% versus a gain of 0.23% for TRSY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 19.0% compared with 0.7% for TRSY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.8% for QQQ and -0.8% for TRSY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.15. They move largely independently of each other.
Fees and Cost Over Time
QQQ charges 0.18% per year while TRSY charges 0.06%. On a $10,000 position that is $18 vs $6 annually, a gap of $12 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 3.53% for TRSY.
Holdings Overlap
We hold position weights for 102 holdings in QQQ and 47 in TRSY, totalling 99.9% and 34.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 102 positions we hold weights for in QQQ and 47 in TRSY, against full books of 107 and 88.
You are not choosing between two funds in isolation.
Whichever of QQQ and TRSY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or TRSY?
QQQ has an expense ratio of 0.18% while TRSY charges 0.06%. TRSY is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, QQQ or TRSY?
Over the past year QQQ returned +19.78% vs +1.04% for TRSY, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), QQQ annualized +20.82% vs +2.66% for TRSY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQ or TRSY?
QQQ has been the more volatile fund at 19.0% annualized versus 0.7% for TRSY. Worst drawdown: QQQ -22.8% vs TRSY -0.8%.
Should I hold both QQQ and TRSY?
QQQ and TRSY have a monthly-return correlation of 0.15, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, QQQ or TRSY?
QQQ yields 0.44% while TRSY yields 3.53%, so TRSY currently pays the higher dividend yield.
Is TRSY better than QQQ?
TRSY has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.