TSEC vs VTI
Touchstone Securitized Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TSEC or VTI?
Investment Grade Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TSEC | VTI |
|---|---|---|
| Expense Ratio | 0.40% | 0.03%Best |
| AUM | $168M | $666.9B |
| Dividend Yield | 8.00% | 1.03% |
| Holdings | 132 | 3,543 |
| YTD Return | +1.83% | +11.65%Best |
| 1Y Return | +3.81% | +17.34%Best |
| 3Y Return (annualized) | +6.61% | +20.35%Best |
| 5Y Return (annualized) | - | +11.72% |
| Volatility (annualized) | 2.4%Best | 13.2% |
| Max Drawdown | -1.8%Best | -19.3% |
| $10,000 over 3.1 years | $12,241 | $16,956Best |
| Fund Family | Touchstone Investments | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Investment Grade Bond | Large Cap Blend |
| Inception | Jul 17, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Jul 19, 2023 to Sep 10, 2026 (3.1 years).
TSEC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.1 years both funds cover.
TSEC vs VTI Performance
Touchstone Securitized Income ETF (TSEC) is an ETF from Touchstone Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year TSEC returned +3.81% while VTI returned +17.34%. Year to date, TSEC is up 1.83% versus a gain of 11.65% for VTI.
Over three years, TSEC compounded at +6.61% per year against +20.35% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 2.4% for TSEC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.8% for TSEC and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.45. They move together some of the time, and apart the rest.
Fees and Cost Over Time
TSEC charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, TSEC currently yields 8.00% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 17 holdings in TSEC and 2,787 in VTI, totalling 22.1% and 90.6% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
The two holdings books were reported 50 days apart, TSEC as of Aug 19, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
1 positions in common, counted across the 17 positions we hold weights for in TSEC and 2,787 in VTI, against full books of 132 and 3,543.
Top Shared Holdings
| Stock | Weight in TSEC | Weight in VTI | Difference |
|---|---|---|---|
| DBRGDigitalbridge Group Inc. | 0.63% | 0.00% | 0.63% |
You are not choosing between two funds in isolation.
Whichever of TSEC and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TSEC or VTI?
TSEC has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option, by $37 a year on a $10,000 investment.
Which performed better, TSEC or VTI?
Over the past year TSEC returned +3.81% vs +17.34% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TSEC or VTI?
VTI has been the more volatile fund at 13.2% annualized versus 2.4% for TSEC. Worst drawdown: TSEC -1.8% vs VTI -19.3%.
Should I hold both TSEC and VTI?
TSEC and VTI have a monthly-return correlation of 0.45, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, TSEC or VTI?
TSEC yields 8.00% while VTI yields 1.03%, so TSEC currently pays the higher dividend yield.
Is VTI better than TSEC?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.