TSPY vs VTI
TappAlpha S&P 500 Growth & Daily Income ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | TSPY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.71% | 0.03% | |
| AUM | $300M | $663.5B | |
| Dividend Yield | 16.26% | 1.07% | |
| Holdings | 5 | 3,543 | |
| YTD Return | +9.60% | +14.20% | |
| 1Y Return | +20.39% | +24.16% | |
| 3Y Return (annualized) | - | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | 12.6% | 15.3% | |
| Max Drawdown | -18.0% | -56.6% | |
| Fund Family | TappAlpha | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Aug 14, 2024 | May 24, 2001 |
TSPY vs VTI Performance
TappAlpha S&P 500 Growth & Daily Income ETF (TSPY) is a ETF from TappAlpha and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year TSPY returned +20.39% while VTI returned +24.16%. Year to date, TSPY is up 9.60% versus a gain of 14.20% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.6% for TSPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.0% for TSPY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
TSPY charges 0.71% per year while VTI charges 0.03%. On a $10,000 position that is $71 vs $3 annually, a gap of $68 per year that compounds over a long holding period. On income, TSPY currently yields 16.26% against 1.07% for VTI.
Holdings Overlap
TSPY and VTI share 0 holdings out of 2785 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TSPY or VTI?
TSPY has an expense ratio of 0.71% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $68 per year of difference.
Which performed better, TSPY or VTI?
Over the past year TSPY returned +20.39% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), TSPY annualized +17.88% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, TSPY or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 12.6% for TSPY. Worst drawdown: TSPY -18.0% vs VTI -56.6%.
Should I hold both TSPY and VTI?
TSPY and VTI have a monthly-return correlation of 0.97, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between TSPY and VTI?
TSPY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2785 unique securities.
Which pays a higher dividend, TSPY or VTI?
TSPY yields 16.26% while VTI yields 1.07%, so TSPY currently pays the higher dividend yield.
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